512 Pecan St, Gilmer, TX 75644 Property Records

Upshur County property record for 512 Pecan St, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	1 ba · 1,786 sqft · built 1934
Lot Size	0.225 acres (9,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,879 (Jul 2025)
Tax Bill	$2,412 (2026)
Deeds & Mortgages	Aug 2015 Mortgage Jul 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S253-S02-C11-BL08LT1-3EPT`

Property Details

APN / Parcel Number

Primary APN	`S253-S02-C11-BL08LT1-3EPT`
Alternative APN	`2528`

Interior

Full Baths	1 Bath
Building Area	1,786 sqft Total Area
1st Floor Area	1,468 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S253-S02-C11-BL08LT1-3EPT
Street Address	512 PECAN ST
City	GILMER
State	TX
Zip	75644-1637
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 1-3 EPT, BLK 8 MITCHELL ADDN S253 (A200) .225 ACRES & HOUSE
Legal Subdivision	MITCHELL ADDN
Legal Block	8
Legal Lot Number	1-3
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	2
Census Block	2032
Census Tract	950400

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 PECAN ST, GILMER, TX 75644-1637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2015	Deed of Trust, Mortgage · ARM GILMER NATIONAL BANK
Jul 14, 2025	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on Record
Deed Sale	Jul 14, 2025 · Amount on Record
Prior Sale	Sep 19, 2007 · Amount on Record
Deed Document Number	20254326
Prior Transfer Date	Sep 11, 2007
Prior Transfer Doc	760/656
Record Updated	Oct 29, 2026

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	512 PECAN ST, GILMER, TX 75644-1637
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001210/543
Date	Aug 26, 2015
Book Page	1210/543
Instrument	201505372

Lender

Name	GILMER NATIONAL BANK
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2045

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2020
Change Frequency	3 Years
Index	3-Year CMT
Max Rate	11%

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Jul 14, 2025
Property Address	512 PECAN ST, GILMER, TX 75644-1637
Document Number	0202504326
Instrument Date	Jun 14, 2025
Instrument	202504326
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	296 SHATTLES RD, GILMER, TX 75644-2825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 PECAN ST, GILMER, TX 75644-1637

Mortgage

Document Number	0202504327
Date	Jul 14, 2025
Instrument	202504327

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,412.00 (-2.58%) Homeowner's exemption	$123,880 (-2.59%) Land $21,760 Building $102,120	$123,880 (-2.59%) Land $21,760 Building $102,120
2025	$2,476.00 (+18.47%)	$127,170 (+16.13%) Land $21,760 Building $105,410	$127,170 (+16.13%) Land $21,760 Building $105,410
2023		$109,510 Land $19,700 Building $89,810	$109,510 Land $19,700 Building $89,810
2022	$2,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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