512 Park Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 512 Park Ave, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1960
Lot Size	0.131 acres (5,706 sqft)
Owner	2 Trust Names on Record
Last Sale	$203,000 (Apr 1996)
Tax Bill	$5,250 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-101-15`

Property Details

APN / Parcel Number

Primary APN	`036-101-15`
Alternative APN	`036-101-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	1,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,706 sqft (0.131 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 PARK AVE
City	CAPITOLA
State	CA
Zip	95010-3712
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1002
Census Tract	121801

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	512 PARK AVE, CAPITOLA, CA 95010-3712
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 30, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 1996 · Amount on Record
Deed Sale	Apr 3, 1996 · Amount on Record
Prior Sale	May 13, 1994 · Amount on Record
Deed Document Number	199618276
Deed Book / Page	5823 / 970
Last Transfer Date	Sep 9, 2020
Transfer Doc	0000045298
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	512 PARK AVE, CAPITOLA, CA 95010-3712
Document Number	0000045300
Instrument Date	Oct 24, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	512 PARK AVE CAPITOLA CA 950103712, CAPITOLA, CA 95010-3712

Mortgage

Document Number	0000045300
Date	Oct 30, 2020
Instrument	45300

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 29, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.83%

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 30, 2020
Property Address	512 PARK AVE, CAPITOLA, CA 95010-3712
Document Number	0000045298
Instrument Date	Sep 9, 2020
Instrument	2020-0045298
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	512 PARK AVE, CAPITOLA, CA 95010-3712

Mortgage

Document Number	0000045299
Date	Oct 30, 2020
Instrument	2020-0045299

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 2, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.83%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,985 (+2%) Land $194,867 Building $149,118
2025	$5,250.00 (+11.61%)	$337,240 (+4.04%) Land $191,046 Building $146,194
2023	$4,704.00 (+1.8%)	$324,145 Land $183,628 Building $140,517	$939,690
2022	$4,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, GeoLinks.

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