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512 Palmtree Dr, Gaithersburg, MD 20878 Property Records

Montgomery County property record for 512 Palmtree Dr, Gaithersburg, MD 20878

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,604 sqft · built 1986
Lot Size0.029 acres (1,240 sqft)
OwnerIndividual Name on File
Last Sale$241,500 (May 2019)
Tax Bill$3,736 (2025)
Deeds & MortgagesMay 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-02435078

Property Details

APN / Parcel Number

Primary APN09-02435078
Alternative APN
  • 02435078

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,604 sqft Living Area
1st Floor Area542 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,240 sqft (0.029 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02435078
Street Address512 PALMTREE DR
CityGAITHERSBURG
StateMD
Zip20878-2934
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR20
Legal DescriptionPARK SUMMIT
Legal SubdivisionPARK SUMMIT
Legal BlockC
Legal Lot Number9
JurisdictionMONTGOMERY MD
Township / Civil Division9
Census Block Group2
Census Block2003
Census Tract700837

Owner

Source: Montgomery County records · APN 09-02435078

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address512 PALMTREE DR, GAITHERSBURG, MD 20878-2934
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2019 · Amount on Record
Deed SaleMay 02, 2019 · Amount on Record
Prior SaleJul 18, 2000 · Amount on Record
Deed Book / Page57507 / 72
Record UpdatedSep 20, 2026

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTGOMERY MD
Recording DateMay 02, 2019
Property Address512 PALMTREE DR, GAITHERSBURG, MD 20878-2934
Document Number0575070072
Book / Page057507 / 000072
Instrument DateApr 17, 2019
Transaction TypeTransfer
Record UpdatedMay 23, 2019
Title CompanyPEAK SETTLEMENTS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$241.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address512 PALMTREE DR GAITHERSBURG MD 208782934, GAITHERSBURG, MD 20878-2934

Mortgage

Document Number575070115
DateMay 02, 2019
Book Page057507/000115
Lender
NameHOUSING OPPORTUNITIES COMM/MON
Address10400 DETRICK AVE, KENSINGTON, MD 20895-2440
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 01, 2024

Mortgage

Document Number575070080,
DateMay 02, 2019
Book Page057507/000080
Lender
NameAPEX HM LNS
TypeFunding / Finance Company
AddressROCKVILLE, MD 20850
Agreement
AmountAmount Recorded
Term360 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
MunicipalityGaithersburg City
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$333,100 (+4.03%) Land $150,000 Building $183,100$333,100 (-) Land $150,000 Building $183,100
2025$3,736.00 (+21.38%)$320,200 (+8.76%)$333,100 (+13.15%) Land $150,000 Building $183,100
2023$294,400 Land $120,000 Building $174,400$294,400 Land $120,000 Building $174,400
2022$3,078.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

May also be available: Radiate Holdings, T-Mobile USA.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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