Hillsborough County property record for 512 Olive Conch St, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,522 sqft · built 2020 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $419,000 (May 2022) |
| Tax Bill | $8,903 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Feb 2022 Sale + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 056362-1770 |
| Primary APN | 056362-1770 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,522 sqft Living Area |
| Gross Area | 2,970 sqft |
| 1st Floor Area | 1,052 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 125 ft deep x 40 ft wide |
| Garage Type | Attached |
| Garage Area | 418 sqft |
| Porch | Open Porch |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0563621770 |
|---|---|
| Street Address | 512 OLIVE CONCH ST |
| City | RUSKIN |
| State | FL |
| Zip | 33570-2081 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SHELL COVE PHASE 1 LOT 380 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 06 |
| Legal Subdivision | SHELL COVE PHASE 1 |
| Legal Phase | 1 |
| Legal Lot Number | 380 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 14121 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 1, 2022 | Warranty Deed, Transfer OS NATIONAL LLC |
| Feb 19, 2021 | Special Warranty Deed, Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Feb 19, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Mar 19, 2020 | Loan Modification, Mortgage · Line of Credit IBERIABANK |
| Mar 12, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on Record |
| Deed Sale | May 10, 2022 · Amount on Record |
| Prior Sale | Feb 1, 2022 · Amount on Record |
| Deed Document Number | 2022240787 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 10, 2022 |
| Property Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000240787 |
| Map Reference | MB 137 PG 58-85 |
| Instrument Date | May 5, 2022 |
| Instrument | 2022240787 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,933.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85281-7094 |
| Name | Verified Name |
|---|---|
| Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000240788 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022240788 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 1, 2022 |
| Property Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000057173 |
| Map Reference | MB 137 PG 58-85 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022057173 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | OS NATIONAL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,656.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3835 HAVERHILL DR, LAKELAND, FL 33810-3854 |
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 19, 2021 |
| Property Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 2021085638 |
| Map Reference | MB 137 PG 58 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021085638 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2021 |
| Title Company | DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,953.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 2021085639 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021085639 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 19, 2021 |
| Property Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000085638 |
| Map Reference | MB 137 PG 58 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021085638 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 12, 2022 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,953.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12602 TELECOM DR # 100, 12602, TEMPLE TERRACE, FL 33637-0935 |
| Name | Verified Name |
|---|---|
| Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000085639 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021085639 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000115769 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3680 AVALON PARK EAST BLVD #30 ORLANDO FL 328289372, 30, ORLANDO, FL 32828-9372 |
| Document Number | 0000115769 |
|---|---|
| Date | Mar 20, 2020 |
| Instrument | 115769 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | 200 W CONGRESS ST, LAFAYETTE, LA 70501-6873 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 512 OLIVE CONCH ST, RUSKIN, FL 33570-2081 |
| Document Number | 0000097531 |
| Instrument Date | Mar 9, 2020 |
| Instrument | 97531 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $47,040.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3680 AVALON PARK EAST BLVD #300 ORLANDO FL 328289373, 300, ORLANDO, FL 32828-9373 |
| Investor | Possibly a Property Investor |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,092 (-6.63%) Land $65,148 Building $222,944 | $288,092 (-6.63%) Land $65,148 Building $222,944 | |
| 2025 | $8,903.00 (+10.54%) | $308,558 (+1.7%) Land $65,148 Building $243,410 | $308,558 (+1.7%) Land $65,148 Building $243,410 |
| 2023 | $8,054.00 (+19.12%) | $303,410 (+10.43%) Land $59,225 Building $244,185 | $303,410 (+10.43%) Land $59,225 Building $244,185 |
| 2022 | $6,761.00 Homeowner's exemption | $274,747 Land $47,380 Building $227,367 | $274,747 Land $47,380 Building $227,367 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 85 (1982–2024) |
| Claims Outside the SFHA | 8 of 85 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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