512 Old Governors Way, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 512 Old Governors Way, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,897 sqft · built 2015
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on File
Last Sale	$680,000 (Jun 2020)
Tax Bill	$6,809 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135819-0210`

Property Details

APN / Parcel Number

Primary APN	`135819-0210`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	2,897 sqft Living Area
Gross Area	3,745 sqft
1st Floor Area	2,537 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Attached
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Finished Screened Porch
Porch Area	502 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 OLD GOVERNORS WAY
City	SAINT AUGUSTINE
State	FL
Zip	32086-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	32/43-51 GOVERNORS PLANTATION LOT 21 OR4977/970
Legal Range	29E
Legal Township	08S
Legal Section	02
Legal Subdivision	GOVERNORS PLANTATION
Legal Block	3
Legal Lot Number	21
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3001
Census Tract	21301

Owner

512 Old Governors Way is owned by a company that bought it in June 2020 and is owner-occupied.

Source: St. Johns County records, as of June 17, 2026

Owner of Record	Company Name on File
Mailing Address	512 OLD GOVERNORS WAY, SAINT AUGUSTINE, FL 32086-9104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer VYSTAR CU
Nov 8, 2018	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Apr 27, 2017	Warranty Deed, Transfer · Conventional Mortgage LENDUSA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Nov 8, 2018 · Amount on File
Deed Document Number	202051883
Deed Book / Page	4977 / 970
Prior Transfer Date	Dec 18, 2009
Prior Transfer Doc	0032710247
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 30, 2020
Property Address	512 OLD GOVERNORS WAY, SAINT AUGUSTINE, FL 32086-9104
Document Number	0049770970
Book / Page	004977 / 000970
Instrument Date	Jun 30, 2020
Instrument	51883
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,760.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	130 SUNSET HARBOR WAY #A301 ST AUGUSTINE FL 320808267, A301, ST AUGUSTINE, FL 32080-8267

Mortgage

Document Number	49770972
Date	Jun 30, 2020
Book Page	004977/000972
Instrument	51884

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2035

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 8, 2018
Property Address	512 OLD GOVERNORS WAY, SAINT AUGUSTINE, FL 32086-9104
Document Number	0046381351
Book / Page	4638 / 1351
Map Reference	MB32 PG43-51
Instrument Date	Nov 8, 2018
Instrument	2018080881
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 WILD BIRD LN, 614, SAINT AUGUSTINE, FL 32080-6113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4383, SAINT AUGUSTINE, FL 32085-4383

Mortgage

Document Number	2018080882
Date	Nov 8, 2018
Instrument	2018080882

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 27, 2017
Property Address	512 OLD GOVERNORS WAY, SAINT AUGUSTINE, FL 32086-9104
Document Number	0043650425
Book / Page	4365 / 0425
Map Reference	MB32 PG43-51
Instrument Date	Apr 26, 2017
Instrument	2017029246
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ACTION TITLE SERVICES OF ST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5044 CYPRESS LINKS BLVD, 5044, ELKTON, FL 32033-2031

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 OLD GOVERNORS WAY, SAINT AUGUSTINE, FL 32086-9104

Mortgage

Document Number	2017029247
Date	Apr 27, 2017
Instrument	2017029247

Lender

Name	LENDUSA LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 512 Old Governors Way was $6,809 with a homeowner's exemption, up 11.8% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,554 (+2.7%)	$809,965 (+2.58%) Land $162,000 Building $647,965
2025	$6,809.00 (+11.81%) Homeowner's exemption	$519,527 (+2.9%)	$789,558 (+10.75%) Land $162,000 Building $627,558
2024	$6,090.00 (+1.91%) Homeowner's exemption	$504,885 (+3%)	$712,894 (-5.28%) Land $192,000 Building $520,894
2023	$5,976.00 (+2.63%) Homeowner's exemption	$490,180 (+3%)	$752,664 (+7.79%) Land $225,000 Building $527,664
2022	$5,823.00 Homeowner's exemption	$475,903	$698,282 Land $168,000 Building $530,282

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Old Governors Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Old Governors Way is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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