512 NW 7th St, Stuart, IA 50250 Property Records

Guthrie County property record for 512 NW 7th St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 1,740 sqft · built 2014
Lot Size	3.55 acres (154,638 sqft)
Owner	2 Trust Names on File
Tax Bill	$6,184 (2025)
Deeds & Mortgages	Mar 2020 Refinance Feb 2024 Transfer
APN	`0001380100`

Property Details

APN / Parcel Number

Primary APN	`0001380100`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	4 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Basement Area	1,740 sqft
Finished Basement	1,475 sqft
Unfinished Basement	171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	154,638 sqft (3.55 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	292 sqft
Deck Area	Deck Area
Patio Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	512 NW 7TH ST
City	STUART
State	IA
Zip	50250-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	02 ALL OF BLOCK & VAC CENTENNIAL ST & W 1/2 VAC EXOSITION ST HOLLINGS. 2ND BLK 02
Legal Subdivision	HOLLINGWORTHS SECOND ADDITION
Legal Block	2
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2047
Census Tract	950300

Owner

512 NW 7th St is owner-occupied and held in a trust since February 2024.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	512 NW 7TH ST, STUART, IA 50250-3057
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Feb 13, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 7, 2024
Transfer Doc	0020240269
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	512 NW 7TH ST, STUART, IA 50250-3057
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200707
Date	Mar 31, 2020
Instrument	2020-0707

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUTHRIE IA
Recording Date	Feb 13, 2024
Property Address	512 NW 7TH ST, STUART, IA 50250-3057
Document Number	0020240269
Instrument Date	Feb 7, 2024
Instrument	2024-0269
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	512 NW 7TH ST, STUART, IA 50250-3057

Tax Assessment & Valuation

The 2025 property tax bill for 512 NW 7th St was $6,184 with a homeowner's exemption, up 0.7% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,000 (-) Land $52,900 Building $351,100	$404,000 (-) Land $52,900 Building $351,100
2025	$6,184.00 (+0.75%) Homeowner's exemption	$404,000 Land $52,900 Building $351,100	$404,000 Land $52,900 Building $351,100
2024	$6,138.00
2023		$369,300 (+30.26%) Land $20,100 Building $349,200	$369,300 Land $20,100 Building $349,200
2022	$5,336.00 Homeowner's exemption	$283,500 Land $20,100 Building $263,400
2021			$283,500 Land $20,100 Building $263,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 512 NW 7th St; there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 NW 7th St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 66% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: Coon Valley Co-op Telephone Association, Nextlink, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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