512 NW 15th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 512 NW 15th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1986
Lot Size	0.244 acres (10,629 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Mar 2017)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Jul 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-09-37-35-0020-00760-0060`

Property Details

APN / Parcel Number

Primary APN	`3-09-37-35-0020-00760-0060`
Alternative APN	`R30937350020007600060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
Gross Area	1,402 sqft
1st Floor Area	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 NW 15TH ST
City	OKEECHOBEE
State	FL
Zip	34972-4301
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONNERS HIGHLANDS (PLAT BOOK 1 PAGE 21) LOT 6 & WEST 1/2 OF LOT 5 BLOCK 76
Legal Range	35E
Legal Township	37S
Legal Section	09
Legal Subdivision	CONNERS HIGHLANDS
Legal Block	76
Legal Lot Number	6,5
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2015
Census Tract	910201

Owner

Source: Okeechobee County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	921 SE 37TH TER, OKEECHOBEE, FL 34974-3705
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
Jul 11, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 14, 2017	Grant Deed, Transfer NATIONALLINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2017 · Amount on Record
Deed Sale	Mar 14, 2017 · Amount on Record
Prior Sale	Sep 12, 2016
Deed Document Number	20172416
Deed Book / Page	787 / 977
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	512 NW 15TH ST, OKEECHOBEE, FL 34972-4301
Document Number	0008190055
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	921 SW 37TH TER OKEECHOBEE FL 34974, OKEECHOBEE, FL 34974

Mortgage

Document Number	0008190055
Date	Jan 28, 2019
Book Page	000819/000055
Instrument	872

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	OKEECHOBEE, FL 34974

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2039

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 11, 2018
Property Address	512 NW 15TH ST, OKEECHOBEE, FL 34972-4301
Document Number	0008100924
Book / Page	000810 / 000924
Instrument Date	Jun 15, 2018
Instrument	8984
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	921 SW 37TH TER OKEECHOBEE FL 34974, OKEECHOBEE, FL 34974

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 14, 2017
Property Address	512 NW 15TH ST, OKEECHOBEE, FL 34972-4301
Document Number	0007870977
Book / Page	000787 / 000977
Instrument Date	Feb 24, 2017
Instrument	2416
Transaction Type	Transfer
Record Updated	May 4, 2017
Title Company	NATIONALLINK

Transaction

Amount	Amount Recorded
Tax	$420.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	488 SE 37TH TER OKEECHOBEE FL 349743724, OKEECHOBEE, FL 34974-3724

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,502.00 (+11.17%)	$163,879 (+2.07%) Land $22,500 Building $141,379	$163,879 (+2.07%) Land $22,500 Building $141,379
2023	$3,150.00 (+11.5%)	$160,557 (+25.33%) Land $16,500 Building $144,057	$160,557 (+25.33%) Land $16,500 Building $144,057
2022	$2,825.00	$128,105 Land $10,125 Building $117,980	$128,105 Land $10,125 Building $117,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	5 (2004–2017)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Verizon.

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