512 Normal College Ave, Sheldon, IA 51201 Property Records

O'Brien County property record for 512 Normal College Ave, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,385 sqft · built 1963
Lot Size	0.252 acres (10,956 sqft)
Owner	2 Individual Names on Record
Last Sale	$216,000 (Dec 2025)
Tax Bill	$3,592 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0043420000`

Property Details

APN / Parcel Number

Primary APN	`0043420000`
Alternative APN	`0000434200`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,385 sqft Living Area
1st Floor Area	1,385 sqft
Basement Area	1,385 sqft
Finished Basement	843 sqft
Unfinished Basement	542 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,956 sqft (0.252 acres)
Lot Dimensions	132 ft deep x 44 ft wide

Exterior Amenities

Deck Area	110 sqft
Patio Area	220 sqft
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	512 NORMAL COLLEGE AVE
City	SHELDON
State	IA
Zip	51201-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORMAL COLLEGE ADD LOTS 3-4 EXC S 5 OF LOT 4 BLK 4
Legal Subdivision	NORMAL COLLEGE ADD
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	1
Census Block	1023
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Dec 8, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREENSTATE CU
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Apr 12, 2007	Intrafamily Transfer, Transfer
Dec 4, 2006	Warranty Deed, Transfer · ARM NORTHWESTERN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	20252659
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252660
Date	Dec 8, 2025
Instrument	2025-2660

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	13.1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020252661
Date	Dec 8, 2025
Instrument	2025-2661

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	2355 LANDON RD, NORTH LIBERTY, IA 52317

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202002408
Date	Aug 27, 2020
Instrument	2020-02408

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202002408
Date	Aug 27, 2020
Instrument	2020-02408

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

April 2007: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	O'BRIEN IA
Recording Date	Apr 12, 2007
Property Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Document Number	0200700904
Instrument Date	Apr 11, 2007
Instrument	2007-00904
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Dec 4, 2006
Property Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744
Document Number	0200603082
Instrument Date	Nov 30, 2006
Instrument	2006-03082
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 NORMAL COLLEGE AVE, SHELDON, IA 51201-1744

Mortgage

Document Number	0200603083
Date	Dec 4, 2006
Instrument	2006-03083

Lender

Name	NORTHWESTERN BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Dec 1, 2011
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,592.00 (+9.18%) Homeowner's exemption	$246,300 (+17.31%) Land $26,440 Building $219,860	$246,300 (+17.31%) Land $26,440 Building $219,860
2024	$3,290.00 (+6.4%)
2023		$209,960 (+14.63%) Land $23,590 Building $186,370	$209,960 (+14.63%) Land $23,590 Building $186,370
2022	$3,092.00 Homeowner's exemption	$183,170 Land $20,340 Building $162,830
2021			$183,170 Land $20,340 Building $162,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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