512 N Thomas Ave, Oakland, NE 68045 Property Records

Burt County property record for 512 N Thomas Ave, Oakland, NE 68045

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,166 sqft · built 1914
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$242,500 (Mar 2025)
Tax Bill	$2,321 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`112611100`

Property Details

APN / Parcel Number

Primary APN	`112611100`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,166 sqft Living Area
Basement Area	1,006 sqft

Exterior

Year Built	Built 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	260 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	512 N THOMAS AVE
City	OAKLAND
State	NE
Zip	68045-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAMILY
Legal Description	L4-5 BLK40 NELSONS ADD OAKLAND; MAP NUMBER: 1797-00-0-40130-040-1100
Legal Subdivision	NELSONS ADD
Legal Block	40
Jurisdiction	BURT NE
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2055
Census Tract	963200

Owner

512 N Thomas Ave is owned and occupied by an individual who bought it in March 2025.

Source: Burt County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	512 N THOMAS AVE, OAKLAND, NE 68045-1131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Sep 19, 2022	Deed of Trust, Mortgage · SBA Mortgage CELTIC BANK CORPORATION
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on File
Deed Sale	Mar 11, 2025 · Amount on File
Prior Sale	Jul 20, 2011
Deed Document Number	2025-00297
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	512 N THOMAS AVE, OAKLAND, NE 68045-1131
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N THOMAS AVE, OAKLAND, NE 68045-1131

Mortgage

Document Number	0202501491
Date	Dec 5, 2025
Instrument	2025-01491

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	512 N THOMAS AVE, OAKLAND, NE 68045-1131
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG242/340
Date	Sep 19, 2022
Book Page	MTG242/340

Lender

Name	CELTIC BANK CORPORATION
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	SBA Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURT NE
Property Address	512 N THOMAS AVE, OAKLAND, NE 68045-1131
Transaction Type	Mortgage
Record Updated	Jul 2, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG225/546
Date	Jun 11, 2020
Book Page	MTG225/546
Instrument	2020-64735

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 10, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 512 N Thomas Ave was $2,321.

Source: Burt County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Burt County
Municipality	Oakland City
Unified School District	Oakland Craig Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,321.00	$156,474 Land $14,916 Building $141,558	$156,474 Land $14,916 Building $141,558
2023	$2,623.00	$132,799 Land $20,262 Building $112,537	$132,799 Land $20,262 Building $112,537

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 N Thomas Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 512 N Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OAKLAND serves 1,300 people · EPA ID NE3102101
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Fastwyre Broadband Cable	1,000 / 500
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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