512 N Legacy Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 512 N Legacy Trl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,844 sqft · built 2012
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2018)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`029221-2320`

Property Details

APN / Parcel Number

Primary APN	`029221-2320`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,844 sqft Living Area
Gross Area	2,732 sqft
1st Floor Area	1,844 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	524 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	127 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 N LEGACY TRL
City	SAINT AUGUSTINE
State	FL
Zip	32092-0614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 232 OR4572/748
Legal Range	28E
Legal Township	06S
Legal Section	03
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	232
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Jul 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on Record
Deed Sale	Jul 2, 2018 · Amount on Record
Prior Sale	Oct 10, 2012 · Amount on Record
Deed Document Number	201846488
Deed Book / Page	4572 / 748
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	512 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0614
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049501129
Date	May 27, 2020
Book Page	4950/1129
Instrument	2020040432

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 2, 2018
Property Address	512 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0614
Document Number	0045720748
Book / Page	4572 / 0748
Map Reference	MB54 PG15-29
Instrument Date	Jun 27, 2018
Instrument	2018046488
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 TOWERVIEW DR UNIT 1201, 185, SAINT AUGUSTINE, FL 32092-3622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0614

Mortgage

Document Number	2018046489
Date	Jul 2, 2018
Instrument	2018046489

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,656 (+2.7%)	$330,128 (-5.88%) Land $80,000 Building $250,128
2025	$3,833.00 (+12.8%) Homeowner's exemption	$298,594 (+2.9%)	$350,749 (-0.67%) Land $86,000 Building $264,749
2024	$3,398.00 (+2.04%) Homeowner's exemption	$290,179 (+3%)	$353,120 (+5.06%) Land $82,000 Building $271,120
2023	$3,330.00 (+3%) Homeowner's exemption	$281,727 (+3%)	$336,120 (+3.17%) Land $82,000 Building $254,120
2022	$3,233.00 Homeowner's exemption	$273,521	$325,784 Land $78,400 Building $247,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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