512 N 12th Ave, Arcadia, FL 34266 Property Records

DeSoto County property record for 512 N 12th Ave, Arcadia, FL 34266

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,446 sqft · built 2021
Lot Size	0.257 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jan 2021)
Tax Bill	$4,800 (2024)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-37-25-0016-6050-0110`

Property Details

APN / Parcel Number

Primary APN	`31-37-25-0016-6050-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,446 sqft Heated Area
Gross Area	2,096 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,238 sqft (0.257 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Driveway	Driveway
Driveway Area	900 sqft

Exterior Amenities

Porch	Open Porch
Patio Area	32 sqft
Fence	Fence
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	512 N 12TH AVE
City	ARCADIA
State	FL
Zip	34266-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	A W GILCHRIST EAST END ADD LOT 11 & S1/2 LOT 9 OF BLK 5 TIER 6 INST:201114016862 INST:201714003821 INST:202114000484
Legal Range	25
Legal Township	37
Legal Section	31
Legal Subdivision	A W GILCHRIST EAST END ADD
Legal Tract	16
Legal Block	5
Legal Lot Number	11,S1
Jurisdiction	DE SOTO FL
Township / Civil Division	ARCADIA EAST
Census Block Group	2
Census Block	2027
Census Tract	10200

Owner

Source: DeSoto County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 N 12TH AVE, ARCADIA, FL 34266-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage NTFN INC
Feb 11, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST ST BK/ARCADIA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Deed Document Number	202114000484
Deed Book / Page	2021 / 484
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE SOTO FL
Recording Date	Jan 22, 2021
Property Address	512 N 12TH AVE, ARCADIA, FL 34266-8990
Document Number	0014000484
Map Reference	MB C-5 PG 48
Instrument Date	Jan 22, 2021
Instrument	202114000484
Transaction Type	Transfer
Record Updated	Mar 30, 2023
Title Company	ARCADIA ABSTRACT AND TITLE COMPANY IN, ARCADIA ABSTRACT & TTL CO IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1381, ARCADIA, FL 34265-1381

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 N 12TH AVE, ARCADIA, FL 34266-8990

Mortgage

Document Number	0014000485
Date	Jan 22, 2021
Instrument	202114000485

Lender

Name	NTFN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DE SOTO FL
Recording Date	Feb 11, 2019
Property Address	512 N 12TH AVE, ARCADIA, FL 34266-8990
Instrument Date	Feb 8, 2019
Instrument	14000878
Transaction Type	Construction Loan
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	512 N 12TH AVE ARCADIA FL 34266, ARCADIA, FL 34266

Mortgage

Document Number	0014000878
Date	Feb 11, 2019
Instrument	14000878

Lender

Name	FIRST ST BK/ARCADIA
Type	Bank
Address	ARCADIA, FL 34266

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Arcadia City
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$273,617 (+5.99%)	$282,801 (+7.01%) Land $12,000 Building $270,801
2024	$4,800.00 (+2.17%)
2023	$4,698.00 (+1.6%) Homeowner's exemption	$258,161 (+2%)	$264,270 (+4.41%) Land $12,000 Building $252,270
2022	$4,624.00 Homeowner's exemption	$253,111 Land $12,000 Building $241,111	$253,111 Land $12,000 Building $241,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314
Water Source	Purchased surface water from DESOTO COUNTY WATER SYSTEM
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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