512 Montgomery St, Mobile, AL 36610 Property Records

Mobile County property record for 512 Montgomery St, Mobile, AL 36610

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,188 sqft · built 1984
Lot Size	0.165 acres (7,150 sqft)
Owner	Company Name on File
Last Sale	$38,000 (Oct 2024)
Tax Bill	$370 (2025)
Deeds & Mortgages	Sep 2019 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022208440018249`

Property Details

APN / Parcel Number

Primary APN	`R022208440018249`
Alternative APNs	`22 08 44 0 018 249.XXX` `00231038` `231038`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Other
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,150 sqft (0.165 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	231038
Street Address	512 MONTGOMERY ST
City	MOBILE
State	AL
Zip	36610-4931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 6 HOMEWOOD MBK 3 P 85-86 #SEC 44 T3S R1W #MP22 08 44 0 018
Legal Range	03S
Legal Township	03S
Legal Section	44
Legal Subdivision	HOMEWOOD
Legal Block	6
Legal Lot Number	1
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	1
Census Block	1005
Census Tract	7600

Owner

512 Montgomery St is owned by a company that bought it in October 2024.

Source: Mobile County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	1040 CONESTOGA DR, CHARLOTTE, NC 28270-0835
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2019	Deed of Trust, Mortgage COMMONWEALTH NAT'L BK
May 11, 2018	Deed of Trust, Mortgage COMMONWEALTH NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Dec 6, 2016 · Amount on File
Deed Document Number	202467593
Prior Transfer Date	Aug 27, 2015
Prior Transfer Doc	0000047045
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	512 MONTGOMERY ST, MOBILE, AL 36610-4931
Document Number	0000057402
Instrument Date	Sep 17, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1315 NOTTINGHAM RD NEWPORT BEACH CA 926604839, NEWPORT BEACH, CA 92660-4839

Mortgage

Document Number	0000057402
Date	Sep 30, 2019
Instrument	57402

Lender

Name	COMMONWEALTH NAT'L BK
Type	Bank
Address	MOBILE, AL 36617

Agreement

Amount	Amount on Record
Term	60 Months
Due	Sep 29, 2024

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	512 MONTGOMERY ST, MOBILE, AL 36610-4931
Document Number	0000030177
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1315 NOTTINGHAM RD NEWPORT BEACH CA 926604839, NEWPORT BEACH, CA 92660-4839

Mortgage

Document Number	0000030177
Date	Jun 1, 2018
Book Page	007642/000893
Instrument	30177

Lender

Name	COMMONWEALTH NAT'L BK
Type	Bank
Address	MOBILE, AL 36617

Agreement

Amount	Amount on Record
Term	60 Months
Due	May 31, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 512 Montgomery St was $370, up 8.5% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Prichard City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$370.00 (+8.5%)	$5,860 (+5.4%) Land $800 Building $5,060	$29,300 (+5.4%) Land $4,000 Building $25,300
2024	$341.00 (-12.34%)	$5,560 (-12.3%) Land $500 Building $5,060	$27,800 (-12.3%) Land $2,500 Building $25,300
2023	$389.00	$6,340 Land $600 Building $5,740	$31,700 Land $3,000 Building $28,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Montgomery St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–2005)
Most Recent Claim	Aug 2005 · Hurricane Katrina

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Montgomery St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRICHARD WATER WORKS BOARD serves 29,190 people · EPA ID AL0001015
Water Source	Purchased surface water from CITY OF MOBILE, BD. OF W&S COMM. OF THE
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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