512 Mistletoe Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 512 Mistletoe Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,516 sqft · built 2015
Lot Size	0.206 acres (8,991 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Feb 2023)
Tax Bill	$8,052 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22N-32-0848`

Property Details

APN / Parcel Number

Primary APN	`22N-32-0848`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,516 sqft Living Area
Gross Area	3,916 sqft
1st Floor Area	1,008 sqft
Basement Area	550 sqft
Finished Basement	550 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	58 ft deep x 58 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	53 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 MISTLETOE LN
City	SAINT LOUIS
State	MO
Zip	63122-2554
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R4
Legal Description	KIRKWOOD GARDENS UNIT NO 1 LOT 76
Legal Subdivision	KIRKWOOD GARDENS UNIT NO 1
Legal Lot Number	76
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3014
Census Tract	218401

Owner

512 Mistletoe Ln is owned and occupied by two individuals who bought it in February 2023.

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	512 MISTLETOE LN, SAINT LOUIS, MO 63122-2554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA
Aug 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2023 · Amount on File
Deed Sale	Feb 2, 2023 · Amount on File
Prior Sale	Nov 4, 2015 · Amount on File
Deed Document Number	20231
Prior Transfer Date	May 1, 2018
Prior Transfer Doc	02300801168
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Feb 2, 2023
Property Address	512 MISTLETOE LN, SAINT LOUIS, MO 63122-2554
Document Number	2023020200001
Map Reference	MB 47 PG 61
Instrument Date	Jan 27, 2023
Instrument	2023020200001
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 BREMERTON RD, SAINT LOUIS, MO 63144-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 MISTLETOE LN, SAINT LOUIS, MO 63122-2554

Mortgage

Document Number	2023020200002
Date	Feb 2, 2023
Instrument	2023020200002

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	512 MISTLETOE LN, SAINT LOUIS, MO 63122-2554
Transaction Type	Mortgage
Record Updated	Oct 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 MISTLETOE LN, SAINT LOUIS, MO 63122-2554

Mortgage

Document Number	0250242389
Date	Aug 3, 2021
Book Page	25024/2389
Instrument	2021080300399

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 512 Mistletoe Ln was $8,052, down 1.6% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,710 (-) Land $49,860 Building $92,850	$751,100 (-) Land $262,400 Building $488,700
2025	$8,052.00 (-1.64%)	$142,710 Land $49,860 Building $92,850	$751,100 Land $262,400 Building $488,700
2024	$8,186.00 (+1.6%)
2023	$8,057.00 (+3.85%)	$130,650 (+10.91%) Land $29,910 Building $100,740	$687,600 Land $157,400 Building $530,200
2022	$7,758.00	$117,800 Land $29,910 Building $87,890
2021			$620,000 Land $157,400 Building $462,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Mistletoe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Mistletoe Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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