512 Main St, Wayne, ME 04284 Property Records

Kennebec County and Wayne Town property record for 512 Main St, Wayne, ME 04284

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,563 sqft · built 1930
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Mar 2008 Mortgage May 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WAYN M:012 L:048`

Property Details

APN / Parcel Number

Primary APN	`WAYN M:012 L:048`
Alternative APN	`818`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	2,563 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Metal
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	818
Street Address	512 MAIN ST
City	WAYNE
State	ME
Zip	04284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	48
Jurisdiction	WAYNE ME
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2027
Census Tract	14500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kennebec County and Wayne Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 149, KENTS HILL, ME 04349-0149
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2008	Deed of Trust, Mortgage BANK OF MAINE
May 4, 2010	Deed of Trust, Mortgage LOON REALTY LLC
May 4, 2010	Deed of Trust, Mortgage LOON REALTY LLC
May 1, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Deed Document Number	20268837
Deed Book / Page	15712 / 289
Record Updated	Sep 20, 2026

March 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	512 MAIN ST, WAYNE, ME 04284
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006638
Date	Mar 24, 2008
Book Page	09674/0315
Instrument	000000006638

Lender

Name	BANK OF MAINE

Agreement

Amount	Amount Recorded

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	512 MAIN ST, WAYNE, ME 04284
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010387
Date	May 4, 2010
Book Page	10407/0241
Instrument	000000010387

Lender

Name	LOON REALTY LLC

Agreement

Amount	Amount Recorded

May 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	512 MAIN ST, WAYNE, ME 04284
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010388
Date	May 4, 2010
Book Page	10407/0253
Instrument	000000010388

Lender

Name	LOON REALTY LLC

Agreement

Amount	Amount Recorded

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE ME
Recording Date	May 1, 2026
Property Address	512 MAIN ST, WAYNE, ME 04284
Document Number	2026008837
Book / Page	15712 / 289
Instrument Date	May 1, 2026
Instrument	2026.8837
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Date	May 1, 2026

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Kennebec County and Wayne Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Wayne Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+0.59%)	$312,800 (-) Land $71,400 Building $241,400
2024	$3,700.00 (+0.74%)	$312,800 (+75.43%) Land $71,400 Building $241,400
2023	$3,673.00 (+9.15%)	$178,300 (-) Land $55,000 Building $123,300	$563,635
2022	$3,365.00	$178,300 Land $55,000 Building $123,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1987–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms & Flooding, Apr 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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