Hancock County property record for 512 Main St, Warsaw, IL 62379
| Property Type | Commercial |
|---|---|
| Lot Size | 0.069 acres (3,027 sqft) |
| Owner | Company Name on File |
| Last Sale | $10,000 (Jun 2019) |
| Tax Bill | $76 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-09-381-025 |
| Primary APN | 15-09-381-025 |
|---|
| Lot Area | 3,027 sqft (0.069 acres) |
|---|
| Street Address | 512 MAIN ST |
|---|---|
| City | WARSAW |
| State | IL |
| Zip | 62379-1249 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S09 T4 R9 O T CENTER 13 LOTS 2 & 9 BLK 41 WARSAW |
| Legal Range | 09 |
| Legal Township | 04 |
| Legal Section | 09 |
| Legal Block | 41 |
| Legal Lot Number | 2-9 |
| Jurisdiction | HANCOCK IL |
| Township / Civil Division | WARSAW |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 954200 |
512 Main St, a commercial property, is owned by a company that bought it in June 2019.
Source: Hancock County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 23, WARSAW, IL 62379-0023 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IL |
| Recording Date | Jun 4, 2026 |
| Property Address | 512 MAIN ST, WARSAW, IL 62379-1249 |
| Document Number | 0000001283 |
| Instrument Date | May 27, 2026 |
| Instrument | 20261283 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000001283, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 20261283 |
| Name | HOME BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 125 Months |
| Due | Nov 27, 2036 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 512 Main St was $76.
Source: Hancock County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Hancock County |
| County Subdivision | Warsaw Township |
| Municipality | Warsaw City |
| Unified School District | Warsaw Community Unit School District 316 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $76.00 | $920 (-) Land $920 | $2,760 Land $2,760 |
| 2024 | $76.00 | $920 Land $920 | |
| 2023 | $2,760 (+17.65%) Land $2,760 | ||
| 2022 | $65.00 | $782 (+13.33%) Land $782 | $2,346 (+13.33%) Land $2,346 |
| 2021 | $690 Land $690 | $2,070 Land $2,070 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 512 Main St in Zone X, an area of minimal flood risk, though there have been 50 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 50 (1979–2019) |
| Claims Outside the SFHA | 5 of 50 |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARSAW serves 1,480 people · EPA ID IL0670650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MTC Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
5G and 4G LTE (outdoors only)
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