512 Main St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 512 Main St, Chatham, MA 02633

Property Summary

Property Type	Commercial
Lot Size	1.75 acres (76,413 sqft)
Owner	Company Name on File
Last Sale	$18,000,000 (Mar 2022)
Tax Bill	$41,907 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CHAT M:15D B:0035 L:80`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:15D B:0035 L:80`
Alternative APN	`3060`

Exterior

Lot Area	76,413 sqft (1.75 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	3060
Street Address	512 MAIN ST
City	CHATHAM
State	MA
Zip	02633-2239
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	R20
Legal Block	35
Legal Lot Number	80
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4012
Census Tract	10600

Owner

512 Main St, a commercial property, is owned by a company that bought it in March 2022.

Source: Barnstable County and Chatham Town records, as of May 27, 2026

Owner of Record	Company Name on File
Mailing Address	1140 RESERVOIR AVE, CRANSTON, RI 02920-6032
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on File
Deed Sale	Mar 31, 2022 · Amount on File
Prior Sale	May 13, 1993 · Amount on File
Deed Book / Page	35015 / 174
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Mar 31, 2022
Property Address	512 MAIN ST, CHATHAM, MA 02633-2239
Document Number	035015-174
Book / Page	35015 / 174
Instrument Date	Mar 30, 2022
Instrument	16805
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1140 RESERVOIR AVE, CRANSTON, RI 02920-6032

Mortgage

Document Number	0000016807
Date	Mar 31, 2022
Instrument	16807

Lender

Name	NEEDHAM BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 512 Main St was $41,907, up 1.1% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$41,907.00 (+1.07%)	$12,076,900 (+3.99%) Land $3,118,600 Building $8,958,300
2024	$41,462.00 (+12.22%)	$11,613,900 (+21.97%) Land $2,998,400 Building $8,615,500
2023	$36,947.00	$9,522,300 Land $2,459,900 Building $7,062,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 512 Main St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	17 (1978–2023)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Jan 2023 · rainfall accumulation
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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