512 Locust St, Irwin, PA 15642 Property Records

Westmoreland County property record for 512 Locust St, Irwin, PA 15642

Property Summary

Property Type	Single Family Home
Details	1,960 sqft · built 1928
Lot Size	0.18 acres (7,830 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Sep 2025)
Tax Bill	$2,723 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Line of Credit + 4 more
APN	`13-02-09-0-021`

Property Details

APN / Parcel Number

Primary APN	`13-02-09-0-021`
Alternative APN	`0130020090021`

Interior

Stories	2 Stories
Building Area	1,960 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	7,830 sqft (0.18 acres)
Lot Dimensions	156 ft deep x 50 ft wide

Location & Zoning

Street Address	512 LOCUST ST
City	IRWIN
State	PA
Zip	15642-3724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE & GAR LOT 105 50 X 156.62
Legal Subdivision	WARDENS PLAN OF LOTS NORTH
Legal Lot Number	105
Jurisdiction	WESTMORELAND PA
Township / Civil Division	IRWIN
Census Block Group	2
Census Block	2082
Census Tract	803000

Owner

512 Locust St is owned by an individual who bought it in September 2025.

Source: Westmoreland County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1017 TAYLOR ST, NORTH VERSAILLES, PA 15137-2129
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage DOLLAR BANK FSB
Aug 16, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK
Sep 24, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMONWEALTH BANK
Jul 6, 2018	Grant Deed, Transfer NOT AVAILABLE
Jan 24, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2025 · Amount on File
Deed Sale	Sep 24, 2025 · Amount on File
Prior Sale	Aug 22, 2024 · Amount on File
Deed Document Number	202526481
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	512 LOCUST ST, IRWIN, PA 15642-3724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022763
Date	Jun 4, 2021
Instrument	202106040022763

Lender

Name	DOLLAR BANK FSB
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Amount	Amount on Record

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	512 LOCUST ST, IRWIN, PA 15642-3724
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 LOCUST ST, IRWIN, PA 15642-3724

Mortgage

Document Number	0000033724
Date	Aug 16, 2021
Instrument	202108160033724

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	GREENSBURG, PA 15601

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Sep 24, 2025
Property Address	512 LOCUST ST, IRWIN, PA 15642-3724
Document Number	0000026481
Instrument Date	Sep 17, 2025
Instrument	202509240026481
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 PHILADELPHIA ST, INDIANA, PA 15701-3930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1017 TAYLOR ST, NORTH VERSAILLES, PA 15137-2129

Mortgage

Document Number	0000026482
Date	Sep 24, 2025
Instrument	202509240026482

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND PA
Property Address	512 LOCUST ST, IRWIN, PA 15642-3724
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023932
Date	Jul 30, 2018
Instrument	201807300023932

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	NEW STANTON, PA 15672

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jul 6, 2018
Property Address	512 LOCUST ST, IRWIN, PA 15642-3724
Document Number	0000021048
Instrument Date	Jun 27, 2018
Instrument	21048
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 LOCUST ST IRWIN PA 156423724, IRWIN, PA 15642-3724

January 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	WESTMORELAND PA
Recording Date	Jan 24, 2017
Property Address	512 LOCUST ST, IRWIN, PA 15642-3724
Document Number	0000002776
Instrument Date	Jan 11, 2017
Instrument	2776
Transaction Type	Foreclosure
Record Updated	Jan 30, 2017

Transaction

Amount	Amount on Record
Tax	$11.84
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	40 N PENNSYLVANIA AVE #5TH GREENSBURG PA 156012341, 5TH, GREENSBURG, PA 15601-2341

Tax Assessment & Valuation

The 2026 property tax bill for 512 Locust St was $2,723, up % from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Westmoreland County
Municipality	Irwin Borough
Unified School District	Norwin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,723.00 (+0.04%)	$17,820 (-) Land $2,260 Building $15,560
2025	$2,722.00 (+3.15%)	$17,820 (-) Land $2,260 Building $15,560	$17,820 Land $2,260 Building $15,560
2024	$2,639.00	$17,820 Land $2,260 Building $15,560
1972			$17,820 Land $2,260 Building $15,560

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 512 Locust St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Locust St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAWC SWEENEY PLANT serves 143,000 people · EPA ID PA5650032
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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