512 Lighthouse Point Dr, Grover (Wildwood), MO 63040 Property Records

St. Louis County property record for 512 Lighthouse Point Dr, Grover, MO 63040 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,506 sqft · built 1989
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2017)
Tax Bill	$5,299 (2024)
Deeds & Mortgages	May 2023 Transfer May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24U-5-4-073-5`

Property Details

APN / Parcel Number

Primary APN	`24U-5-4-073-5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,506 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	140 sqft
Unfinished Basement	140 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	122 ft deep x 90 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Deck Area	200 sqft
Patio Area	308 sqft
Balcony	Balcony
Balcony Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	512 LIGHTHOUSE POINT DR
City	GROVER
State	MO
Zip	63040-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTERFIELD SHORES PLAT ONE 24U520067 8 8 89
Legal Subdivision	CHESTERFIELD SHORES PLAT ONE
Legal Lot Number	77
Jurisdiction	ST LOUIS MO
Township / Civil Division	WILDHORSE
Census Block Group	2
Census Block	2000
Census Tract	221506

Owner

Source: St. Louis County records · APN 24U-5-4-073-5

Assessment roll updated May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	512 LIGHTHOUSE POINT DR, GROVER, MO 63040-1909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Intrafamily Transfer, Transfer
May 17, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK NA
Jul 19, 2017	Warranty Deed, Transfer MIDLAND STATES BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 19, 2017 · Amount on Record
Deed Sale	Jul 19, 2017 · Amount on Record
Prior Sale	Jul 19, 2017 · Amount on Record
Deed Document Number	0226140371
Deed Book / Page	022614 / 000371
Last Transfer Date	May 17, 2023
Transfer Doc	2023051700586
Record Updated	Jun 08, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	May 17, 2023
Property Address	512 LIGHTHOUSE POINT DR, GROVER, MO 63040-1909
Document Number	2023051700586
Map Reference	MB 287 PG 13
Instrument Date	May 03, 2023
Instrument	2023051700586
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 LIGHTHOUSE POINT DR, WILDWOOD, MO 63040-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 LIGHTHOUSE POINT DR, WILDWOOD, MO 63040-1909

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	May 17, 2023
Property Address	512 LIGHTHOUSE POINT DR, GROVER, MO 63040-1909
Document Number	2023051700586
Map Reference	MB 287 PG 13
Instrument Date	May 03, 2023
Instrument	2023051700586
Transaction Type	Transfer
Record Updated	Feb 06, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 LIGHTHOUSE POINT DR, WILDWOOD, MO 63040-1909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 LIGHTHOUSE POINT DR, WILDWOOD, MO 63040-1909

Mortgage

Document Number	2023051700587
Date	May 17, 2023
Instrument	2023051700587

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 19, 2017
Property Address	512 LIGHTHOUSE POINT DR, GROVER, MO 63040-1909
Document Number	0226140371
Book / Page	022614 / 000371
Instrument Date	Jul 14, 2017
Instrument	194
Transaction Type	Transfer
Record Updated	Sep 05, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 LIGHTHOUSE POINT DR WILDWOOD MO 630401909, WILDWOOD, MO 63040-1909

Mortgage

Document Number	226140374
Date	Jul 19, 2017
Book Page	022614/000374
Instrument	195

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated May 31, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Wildwood City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$85,330 (+11.97%) Land $29,110 Building $56,220	$449,100 (+11.97%) Land $153,200 Building $295,900
2024	$5,299.00 (+0.09%)
2023	$5,294.00 (+9.06%)	$76,210 (+17.43%) Land $18,180 Building $58,030	$401,100 (+17.42%) Land $95,700 Building $305,400
2022	$4,854.00	$64,900 Land $18,180 Building $46,720
2021			$341,600 Land $95,700 Building $245,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892215062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2018, rainfall accumulation

Wildfire

Wildfire Risk	Low above 7% of the US · above 10% of Missouri
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 238 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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