Rusk County property record for 512 Lake Ave E, Ladysmith, WI 54848
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,878 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-02192-0000 |
| Primary APN | 246-02192-0000 |
|---|
| Lot Area | 8,712 sqft |
|---|
| Street Address | 512 LAKE AVE E |
|---|---|
| City | LADYSMITH |
| State | WI |
| Zip | 54848-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MENASHA WOODENWARE COS 1ST ADD LOT 3 BLOCK 4 VOLUME 489 PAGE 834 |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NE |
| Legal Subdivision | MENASHA WOODENWARE CO ADD |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | LADYSMITH |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 960500 |
512 Lake Ave E is owned and occupied by two individuals.
Source: Rusk County records, as of February 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 LAKE AVE E, LADYSMITH, WI 54848-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 512 LAKE AVE E, LADYSMITH, WI 54848-1313 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 625/759 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 625/759 |
| Instrument | 344464 |
| Name | HERITAGE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 512 Lake Ave E was $1,878 with a homeowner's exemption.
Source: Rusk County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| Municipality | Ladysmith City |
| Unified School District | Ladysmith School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,878.00 Homeowner's exemption | $69,700 Land $6,600 Building $63,100 | $119,100 |
| 2023 | $1,462.00 Homeowner's exemption | $69,700 Land $6,600 Building $63,100 | $87,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Lake Ave E in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1994) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Lake Ave E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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