512 Junction St, Winona, MN 55987 Property Records

Winona County property record for 512 Junction St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 975 sqft · built 1933
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2023)
Tax Bill	$2,148 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2023 Sale + 2 more
APN	`32.320.3800`

Property Details

APN / Parcel Number

Primary APN	`32.320.3800`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	975 sqft Living Area
1st Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1993
Exterior Material	Other
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,560 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	512 JUNCTION ST
City	WINONA
State	MN
Zip	55987-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-21 TWP-107 RANGE-007 LIMITS LOT-067 BEG 165' W OF NE COR OF SW 1/4 SW 1/4 TH S 904' W 51' N 904' E 51' TO BEG EX: NLY
Legal Range	007
Legal Township	107
Legal Section	21
Legal Subdivision	LIMITS
Legal Lot Number	67
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2024
Census Tract	670301

Owner

512 Junction St is owned and occupied by two individuals who bought it in October 2023.

Source: Winona County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 JUNCTION ST, WINONA, MN 55987-2451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA
Aug 10, 2023	Warranty Deed, Transfer
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage WINONA NATIONAL BANK
Mar 24, 2020	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023 · Amount on File
Deed Sale	Oct 2, 2023 · Amount on File
Prior Sale	Aug 10, 2023 · Amount on File
Deed Document Number	2023651182
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 2, 2023
Property Address	512 JUNCTION ST, WINONA, MN 55987-2451
Document Number	000A651182
Instrument Date	Sep 28, 2023
Instrument	A651182
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 JUNCTION ST, WINONA, MN 55987-2451

Mortgage

Document Number	000A651183
Date	Oct 2, 2023
Instrument	A651183

Lender

Name	BREMER BANK NA
Type	Bank
Address	SAINT PAUL, MN 55102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Aug 10, 2023
Property Address	512 JUNCTION ST, WINONA, MN 55987-2451
Document Number	000A650311
Instrument Date	Aug 10, 2023
Instrument	A650311
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Amount	Amount on Record
Tax	$512.58
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 GILMORE VALLEY RD, WINONA, MN 55987-7618

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Mar 7, 2022
Property Address	512 JUNCTION ST, WINONA, MN 55987-2451
Document Number	000A641236
Instrument Date	Mar 4, 2022
Instrument	A641236
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$557.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 JUNCTION ST, WINONA, MN 55987-2451

Mortgage

Document Number	000A641237
Date	Mar 7, 2022
Instrument	A641237

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	512 JUNCTION ST, WINONA, MN 55987-2451
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	623384
Date	Mar 24, 2020
Instrument	623384

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 512 Junction St was $2,148 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,148.00 Homeowner's exemption	$212,500 (+3.96%) Land $70,300 Building $142,200	$212,500 (+3.96%) Land $70,300 Building $142,200
2025		$204,400 Land $70,300 Building $134,100	$204,400 Land $70,300 Building $134,100
2023	$1,870.00	$190,100 Land $66,300 Building $123,800	$190,100 Land $66,300 Building $123,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 512 Junction St; 9 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Junction St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Hiawatha Broadband Communications Cable · Fiber in parts of the area	1,000 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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