512 Jackson Ter, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 512 Jackson Ter, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,297 sqft · built 1960
Lot Size	0.203 acres (8,843 sqft)
Owner	2 Individual Names on File
Last Sale	$594,000 (Mar 2012)
Tax Bill	$17,638 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-01704-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`51-01704-0000-00013`
Alternative APN	`510170400013`

Interior

Stories	2 Stories
Building Area	2,297 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,843 sqft (0.203 acres)
Lot Dimensions	118 ft deep x 75 ft wide
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	512 JACKSON TER
City	RIDGEWOOD
State	NJ
Zip	07450-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	.203 AC
Legal Block	1704
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	3
Census Block	3014
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records · APN 51-01704-0000-00013

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	512 JACKSON TER, RIDGEWOOD, NJ 07450-1427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2012 · Amount on Record
Deed Sale	Mar 13, 2012 · Amount on Record
Prior Sale	Nov 14, 2011 · Amount on Record
Deed Document Number	20129830081
Deed Book / Page	983 / 81
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	512 JACKSON TER, RIDGEWOOD, NJ 07450-1427
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038570222
Date	Dec 09, 2020
Book Page	3857/222
Instrument	20-130468

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$610,300 (-) Land $315,100 Building $295,200	$610,300 (-) Land $315,100 Building $295,200
2025	$17,638.00 (+0.74%)	$610,300 (-) Land $315,100 Building $295,200	$610,300 (-) Land $315,100 Building $295,200
2024	$17,509.00 (+4.98%)
2023		$610,300 Land $315,100 Building $295,200	$610,300 Land $315,100 Building $295,200
2022	$16,679.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030472003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 442 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	RIDGEWOOD WATER serves 61,700 people
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.