Lincoln County property record for 512 Granite Lake Ct, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,994 sqft · built 2016 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Sep 2019) |
| Tax Bill | $4,478 (2026) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Nov 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3692-63-3084 |
| Primary APN | 3692-63-3084 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,994 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Custom Design |
| Lot Area | 6,360 sqft (0.146 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 274559 |
|---|---|
| Street Address | 512 GRANITE LAKE CT |
| City | DENVER |
| State | NC |
| Zip | 28037-6532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | #123 CAROLINA RIDGE |
| Legal Subdivision | CAROLINA RDG PRCL B C |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 71102 |
512 Granite Lake Ct is owned and occupied by two individuals who bought it in September 2019.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 512 GRANITE LAKE CT, DENVER, NC 28037-6532 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BK |
| Nov 28, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BK |
| Feb 21, 2017 | Deed of Trust, Mortgage PNC BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2019 · Amount on File |
| Deed Sale | Sep 13, 2019 · Amount on File |
| Prior Sale | Nov 10, 2016 · Amount on File |
| Deed Document Number | 2019597731 |
| Deed Book / Page | 2845 / 812 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 13, 2019 |
| Property Address | 512 GRANITE LAKE CT, DENVER, NC 28037-6532 |
| Document Number | 2845812 |
| Book / Page | 002845 / 000812 |
| Instrument Date | Sep 3, 2019 |
| Instrument | 597731 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | BRIDGETRUST TITLE GROUP, BRIDGETRUST TITLE GRP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,170.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 512 GRANITE LAKE CT DENVER NC 280376532, DENVER, NC 28037-6532 |
| Document Number | 2845816 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 002845/000816 |
| Instrument | 597733 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 12, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 512 GRANITE LAKE CT, DENVER, NC 28037-6532 |
| Document Number | 2714915 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 512 GRANITE LAKE CT DENVER NC 280376532, DENVER, NC 28037-6532 |
| Document Number | 2714915 |
|---|---|
| Date | Dec 28, 2017 |
| Book Page | 002714/000915 |
| Instrument | 572389 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 444 Months |
| Due | Dec 27, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 512 GRANITE LAKE CT, DENVER, NC 28037-6532 |
| Document Number | 2651767 |
| Book / Page | 002651 / 000767 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 512 GRANITE LAKE CT DENVER NC 280376532, DENVER, NC 28037-6532 |
| Document Number | 2651767 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 002651/000767 |
| Instrument | 559929 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | FAYETTEVILLE, NC 28311 |
| Amount | Amount on Record |
|---|---|
| Term | 216 Months |
| Due | Mar 12, 2035 |
The 2026 property tax bill for 512 Granite Lake Ct was $4,478.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,478.00 | $718,347 Land $75,000 Building $643,347 | $718,347 Land $75,000 Building $643,347 |
| 2023 | $4,440.00 | $718,347 Land $75,000 Building $643,347 | $718,347 Land $75,000 Building $643,347 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Granite Lake Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Granite Lake Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures