Hill County property record for 512 Gathings Ave, Covington, TX 76636
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft |
| Lot Size | 0.132 acres (5,793 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $803 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16110-55500-01000-000000 |
| Primary APN | 16110-55500-01000-000000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,080 sqft Living Area |
| Gross Area | 1,136 sqft |
| 1st Floor Area | 864 sqft |
| Exterior Material | Composition/Composite |
|---|---|
| Lot Area | 5,793 sqft (0.132 acres) |
| Porch | Porch |
| Porch Area | 100 sqft |
| Cooling System | Window A/C |
|---|
| Account Number | 16110-55500-01000-000000 |
|---|---|
| Street Address | 512 GATHINGS AVE |
| City | COVINGTON |
| State | TX |
| Zip | 76636-4637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J MCCARTER A-555 TR 100 0.133 AC |
| Legal Subdivision | J MCCARTER A- |
| Legal Tract | 100 |
| Legal Lot Number | 100 |
| Jurisdiction | HILL TX |
| Township / Civil Division | ITASCA |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 960100 |
Source: Hill County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 512 GATHINGS AVE, COVINGTON, TX 76636-4637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 8, 2023 | Vendor's Lien, Transfer · FHA Mortgage TOWN SQUARE MORTGAGE & INVESTMENTS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2023 |
| Deed Sale | Jun 8, 2023 |
| Deed Document Number | 147905 |
| Deed Book / Page | 2261 / 774 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILL TX |
| Property Address | 512 GATHINGS AVE, COVINGTON, TX 76636-4637 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 002005/582 |
|---|---|
| Date | Jun 6, 2019 |
| Book Page | 2005/582 |
| Instrument | 00105217 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 25, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HILL TX |
| Recording Date | Jun 8, 2023 |
| Property Address | 512 GATHINGS AVE, COVINGTON, TX 76636-4637 |
| Document Number | 002261/774 |
| Book / Page | 2261 / 774 |
| Instrument Date | May 18, 2023 |
| Instrument | 147905 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 512 GATHINGS AVE, COVINGTON, TX 76636-4637 |
| Document Number | 0000147906 |
|---|---|
| Date | Jun 8, 2023 |
| Instrument | 147906 |
| Name | TOWN SQUARE MORTGAGE & INVESTMENTS |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
Source: Hill County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Covington City |
| County | Hill County |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $803.00 (+134.8%) | $135,070 (+64.7%) Land $4,920 Building $130,150 | $135,070 (+64.7%) Land $4,920 Building $130,150 |
| 2023 | $82,010 (+44.79%) Land $3,840 Building $78,170 | $82,010 (+44.79%) Land $3,840 Building $78,170 | |
| 2022 | $342.00 | $56,640 Land $3,840 Building $52,800 | $56,640 Land $3,840 Building $52,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON WATER WORKS serves 717 people · EPA ID TX1090021 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rise Broadband Fixed Wireless | 300 / 60 |
| Windstream DSL | 200 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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