Monroe County property record for 512 Front St, Key West, FL 33040
| Property Type | Mixed Use Commercial/Industrial |
|---|---|
| Details | 3 ba · 5,136 sqft · built 1938 |
| Lot Size | 0.159 acres (6,954 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $4,000,000 (Oct 2013) |
| Tax Bill | $21,079 (2024) |
| Deeds & Mortgages | Apr 2017 Loan Modification |
| Flood Zone | Zone AE (high risk) |
| APN | 00000460-000000 |
| Primary APN | 00000460-000000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,136 sqft Total Area |
| 1st Floor Area | 5,136 sqft |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood Siding |
| Fire Resistance | Fireproof Reinforced Concrete |
| Lot Area | 6,954 sqft (0.159 acres) |
| Lot Dimensions | 120 ft deep x 57 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 680 sqft |
| Patio Area | 1,672 sqft |
| Fence | Fence |
| Account Number | 1000451 |
|---|---|
| Old Parcel Number | 01010100000460000000 |
| Street Address | 512 FRONT ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6619 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Commercial/Industrial |
| Legal Description | KW PT LOT 2 SQR 7 OR92-496/98 OR163-142/43 OR614-674 OR1770-2421/22 OR2653-147/49 |
| Legal Range | 25E |
| Legal Township | 68S |
| Legal Section | 06 |
| Legal Subdivision | KEY WEST SQUARE 07 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 972500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Key West Historic District listed 1971 · 189 contributing resources · NRIS 71000245 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 5801 CITRUS BLVD, NEW ORLEANS, LA 70123-1680 |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2013 · Amount on Record |
| Deed Sale | Oct 4, 2013 · Amount on Record |
| Prior Sale | Mar 25, 2002 · Amount on Record |
| Deed Document Number | 1952832 |
| Deed Book / Page | 2653 / 0147 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Apr 20, 2017 |
| Property Address | 512 FRONT ST, KEY WEST, FL 33040-6619 |
| Document Number | 0028500648 |
| Book / Page | 002850 / 000648 |
| Instrument Date | Apr 17, 2017 |
| Instrument | 2119666 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 512 FRONT ST KEY WEST FL 330406619, KEY WEST, FL 33040-6619 |
| Document Number | 28500648 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 002850/000648 |
| Instrument | 2119666 |
| Name | FIRST ST BK/FL KEYS |
|---|---|
| Type | Bank |
| Address | 1201 SIMONTON ST, KEY WEST, FL 33040-3111 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 19, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Key West City |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,672,467 (+7.61%) Land $2,046,870 Building $625,597 | $2,672,467 (+7.61%) Land $2,046,870 Building $625,597 | |
| 2024 | $21,079.00 (+1.67%) | ||
| 2023 | $20,733.00 (+12.72%) | $2,483,511 (+14.2%) Land $1,876,298 Building $607,213 | $2,483,511 (+14.2%) Land $1,876,298 Building $607,213 |
| 2022 | $18,393.00 | $2,174,643 Land $1,705,725 Building $468,918 | $2,174,643 Land $1,705,725 Building $468,918 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 307 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 746 units insured incl. 439 condo units |
| Nearby Flood Claims | 53 (2005–2017) |
| Claims Outside the SFHA | 5 of 53 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, T-Mobile, Verizon.
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