512 Flagstone Pass Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 512 Flagstone Pass Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,462 sqft · built 2018
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$447,500 (Jul 2020)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2019 Mortgage + 4 more
APN	`03-13-0-203-015`

Property Details

APN / Parcel Number

Primary APN	`03-13-0-203-015`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	3,462 sqft Living Area
Basement Area	2,262 sqft
Finished Basement	2,262 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	16,988 sqft (0.39 acres)
Garage Area	792 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	512 FLAGSTONE PASS DR
City	O FALLON
State	IL
Zip	62269-7436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVES OF TIMBER RIDGE PHASE 2B LOT 35 A02657149
Legal Subdivision	RESERVES OF TIMBER RIDGE
Legal Phase	2B
Legal Lot Number	35
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	3
Census Block	3018
Census Tract	503404

Owner

512 Flagstone Pass Dr is owned and occupied by an individual who bought it in July 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Warranty Deed, Transfer · VA Mortgage CARROLLTON BK
Mar 11, 2019	Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L
Mar 11, 2019	Deed of Trust, Mortgage · VA Mortgage DELMAR FIN'L
May 17, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF SPRINGFIELD
May 8, 2018	Grant Deed, Transfer ADVANCE TITLE SOLUTIONS INC
May 8, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage DELMAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2020 · Amount on File
Deed Sale	Jul 7, 2020 · Amount on File
Prior Sale	May 8, 2018 · Amount on File
Deed Document Number	20202657149
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jul 7, 2020
Property Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Document Number	00A2657149
Instrument Date	Jun 30, 2020
Instrument	2657149
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2652 CHEYENNE WELLS DR BELLEVILLE IL 622213499, BELLEVILLE, IL 62221-3499

Mortgage

Document Number	A2657150
Date	Jul 7, 2020
Instrument	2657150

Lender

Name	CARROLLTON BK
Type	Bank
Address	O FALLON, IL 62269

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Fixed Rate
Rate	2.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Document Number	00A2606752
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 FLAGSTONE PASS DR O FALLON IL 622697436, O FALLON, IL 62269-7436

Mortgage

Document Number	00A2606752
Date	Mar 15, 2019
Instrument	2606752

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Document Number	00A2606750
Instrument Date	Mar 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	512 FLAGSTONE PASS DR O FALLON IL 622697436, O FALLON, IL 62269-7436

Mortgage

Document Number	00A2606750
Date	Mar 15, 2019
Instrument	2606750

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 14, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Document Number	00A2576981
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 8, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1339 TIMBER RIDGE TRACE DR O FALLON IL 622697427, O FALLON, IL 62269-7427

Mortgage

Document Number	00A2576981
Date	May 22, 2018
Instrument	2576981

Lender

Name	BANK OF SPRINGFIELD
Type	Bank
Address	SPRINGFIELD, IL 62794-9301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	May 21, 2020

Interest

Rate Type	Adjustable Rate
Rate	5.12%

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 8, 2018
Property Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Document Number	00A2575467
Instrument Date	May 2, 2018
Instrument	2575467
Transaction Type	Transfer
Record Updated	Jan 8, 2020
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Tax	$90.75
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Contract Purchaser
Address	1339 TIMBER RIDGE TRACE DR O FALLON IL 622697427, O FALLON, IL 62269-7427
Investor	Possibly a Property Investor

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 8, 2018
Property Address	512 FLAGSTONE PASS DR, O FALLON, IL 62269-7436
Document Number	00A2575468
Instrument Date	May 2, 2018
Instrument	2575468
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2020
Title Company	ADVANCE TITLE SOLUTIONS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	186 POW MIA DR SCOTT AIR FORCE BASE IL 622251760, SCOTT AIR FORCE BASE, IL 62225-1760

Mortgage

Document Number	A2575469
Date	May 8, 2018
Instrument	2575469

Lender

Name	DELMAR FIN'L
Type	Funding / Finance Company
Address	ST LOUIS, MO 63141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$205,766 Land $34,763 Building $171,003	$617,298 Land $104,289 Building $513,009
2022	$158,038 Land $27,013 Building $131,025	$474,114 Land $81,039 Building $393,075

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 512 Flagstone Pass Dr; there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 Flagstone Pass Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

512 Flagstone Pass Dr, O Fallon, IL 62269 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Deed of Trust, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

May 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Flagstone Pass Dr

Nearby Streets

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