512 E North St, Whitewater, WI 53190 Property Records

Walworth County property record for 512 E North St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$197,500 (Jul 2025)
Tax Bill	$3,057 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2019 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`WUP 00031C`

Property Details

APN / Parcel Number

Primary APN	`WUP 00031C`

Exterior

Lot Area	12,197 sqft (0.28 acres)

Location & Zoning

Street Address	512 E NORTH ST
City	WHITEWATER
State	WI
Zip	53190-2050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 SEC 4 T4N R15E DESC AS: COM 132' E OF SW COR LOT 9 BLK 4 J. DANN ADD, E 66', S TO N LN NORTH ST, W 66', N TO POB CI
Legal Range	15E
Legal Township	04N
Legal Section	04
Legal Block	4
Legal Lot Number	9
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	1
Census Block	1010
Census Tract	400

Owner

512 E North St is owned and occupied by an individual who bought it in July 2025.

Source: Walworth County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2022	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
Aug 21, 2019	Deed of Trust, Mortgage · Line of Credit FORT COMMUNITY CU
Nov 3, 2020	Deed of Trust, Mortgage FIRST CITIZENS STATE BANK
May 10, 2018	Deed of Trust, Mortgage FORT COMMUNITY CU
Jun 18, 2019	Deed of Trust, Mortgage · Line of Credit FORT COMMUNITY CU
	Deed of Trust, Mortgage
Apr 11, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2025 · Amount on File
Deed Sale	Jul 28, 2025 · Amount on File
Prior Sale	Nov 26, 2012 · Amount on File
Deed Document Number	20251115117
Prior Transfer Date	Apr 6, 2018
Prior Transfer Doc	0000964784
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 W WALWORTH AVE, WHITEWATER, WI 53190-1606

Mortgage

Document Number	0001067793
Date	Sep 1, 2022
Instrument	1067793

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 W WALWORTH AVE, WHITEWATER, WI 53190-1606

Mortgage

Document Number	0000992758
Date	Aug 21, 2019
Instrument	992758

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1232 W WALWORTH AVE, WHITEWATER, WI 53190-1606

Mortgage

Document Number	0001022185
Date	Nov 3, 2020
Instrument	1022185

Lender

Name	FIRST CITIZENS STATE BANK
Type	Bank
Address	WHITEWATER, WI 53190

Agreement

Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000966689
Date	May 10, 2018
Instrument	966689

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Amount	Amount on Record

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000988786
Date	Jun 18, 2019
Instrument	988786

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALWORTH WI
Recording Date	Apr 11, 2018
Property Address	512 E NORTH ST, WHITEWATER, WI 53190-2050
Document Number	0000964784
Instrument Date	Apr 6, 2018
Instrument	964784
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 512 E North St was $3,057.

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,057.00	$188,900 Land $51,500 Building $137,400	$190,481 Land $51,931 Building $138,550
2023	$1,269.00 (-49.58%)	$158,800 (+11.52%) Land $51,500 Building $107,300
2022	$2,517.00	$142,400 Land $51,500 Building $90,900	$148,683

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 E North St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 E North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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