512 E North St, Durand, IL 61024 Property Records

Winnebago County property record for 512 E North St, Durand, IL 61024

Property Summary

Property Type	Single Family Home
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Sep 2023)
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-10-427-007`

Property Details

APN / Parcel Number

Primary APN	`05-10-427-007`
Alternative APNs	`510427007` `334C297B`

Exterior

Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Street Address	512 E NORTH ST
City	DURAND
State	IL
Zip	61024-9589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT OF DURAND LOTS 5 & 006 BLOCK 057
Legal Block	057
Legal Lot Number	5,006
Jurisdiction	WINNEBAGO IL
Township / Civil Division	DURAND
Census Block Group	2
Census Block	2015
Census Tract	4100

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 E NORTH ST, DURAND, IL 61024-9589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE BANK
Nov 2, 2020	Grant Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Nov 2, 2020 · Amount on Record
Deed Document Number	202321733
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Sep 18, 2023
Property Address	512 E NORTH ST, DURAND, IL 61024-9589
Document Number	0000021733
Map Reference	BK37 PG470
Instrument Date	Sep 15, 2023
Instrument	2321733
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E NORTH ST, DURAND, IL 61024-9589

Mortgage

Document Number	0000021734
Date	Sep 18, 2023
Instrument	2321734

Lender

Name	PLAZA HOME MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.88%

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 2, 2020
Property Address	512 E NORTH ST, DURAND, IL 61024-9589
Document Number	0001033469
Instrument Date	Oct 30, 2020
Instrument	1033469
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 E NORTH ST DURAND IL 610249589, DURAND, IL 61024-9589

Mortgage

Document Number	1033470
Date	Nov 2, 2020
Instrument	1033470

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	1033471,
Date	Nov 2, 2020
Instrument	1033471

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Durand Township
Municipality	Durand Village
Unified School District	Durand Community Unit School District 322 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,267.00	$64,611 (+48.05%) Land $8,197 Building $56,414	$193,833 (+48.05%) Land $24,591 Building $169,242
2022	Homeowner's exemption	$43,641 Land $5,661 Building $37,980	$130,923 Land $16,983 Building $113,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DURAND serves 1,427 people · EPA ID IL2010100
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Spectrum Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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