512 E Main St, Montrose, CO 81401 Property Records

Montrose County property record for 512 E Main St, Montrose, CO 81401

Property Summary

Property TypeBar, Tavern
Details3,106 sqft · built 1911
Lot Size0.072 acres (3,125 sqft)
OwnerCompany Name on Record
Last Sale$515,000 (Feb 2026)
Tax Bill$8,803 (2025)
Deeds & MortgagesJul 2006 Mortgage
Mar 2007 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN3767-273-29-006

Property Details

APN / Parcel Number

Primary APN3767-273-29-006
Alternative APN
  • R0650606

Interior

Stories1 Story
Building Area3,106 sqft Heated Area

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1987
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialBuilt-Up Asphalt
Lot Area3,125 sqft (0.072 acres)
Total Buildings3 Buildings

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberR0650606
Street Address512 E MAIN ST
CityMONTROSE
StateCO
Zip81401-3932
Property CategoryCommercial
Property TypeCommercial > Retail > Bar, Tavern
Local Zoning CodeB1
Legal DescriptionSUBD: MONTROSE TOWN OF BLOCK: 64 LOT: 9 S: 27 T: 49 R: 9
Legal Range09
Legal Township49
Legal Section27
Legal SubdivisionMONTROSE TOWN OF
Legal Block64
JurisdictionMONTROSE CO
Township / Civil DivisionMONTROSE
Census Block Group1
Census Block1010
Census Tract966301

Owner

Source: Montrose County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2555 E CAMELBACK RD, 800, PHOENIX, AZ 85016-9267
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2006Deed of Trust, Mortgage · Commercial Mortgage
US BANK NA
Mar 19, 2007Deed of Trust, Mortgage · Commercial Mortgage
BANK OF COLORADO
Sep 13, 2006Deed of Trust, Mortgage · Commercial Mortgage
HOT TAMALE LLC
Apr 28, 2014Deed of Trust, Mortgage · Commercial Mortgage
TIMBERLINE BANK
Nov 14, 2024Deed of Trust, Mortgage · Construction Mortgage
CITIZENS STATE BANK
Mar 5, 2012Deed of Trust, Mortgage · Line of Credit
BANK OF COLORADO
Dec 21, 2006Deed of Trust, Mortgage · Commercial Mortgage
ALPINE BANK
Feb 4, 2026Warranty Deed, Transfer · Commercial Mortgage
FIRST SOUTHWEST BANK
Feb 4, 2026Lease, Transfer
Oct 3, 2023Special Warranty Deed, Transfer · Stand-Alone First Mortgage
HOT TAMALE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 4, 2026 · Amount on Record
Deed SaleFeb 4, 2026 · Amount on Record
Prior SaleOct 3, 2023 · Amount on Record
Deed Document Number2026988262
Record UpdatedJun 8, 2026

July 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000758459
DateJul 21, 2006
Instrument758459
Lender
NameUS BANK NA
TypeBank
Agreement
TypeCommercial Mortgage

March 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000769767
DateMar 19, 2007
Instrument769767
Lender
NameBANK OF COLORADO
TypeBank
AddressOLATHE, CO 81425
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMar 14, 2022

September 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000761232
DateSep 13, 2006
Instrument761232
Lender
NameHOT TAMALE LLC
AddressMONTROSE, CO 81401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

April 2014: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000855457
DateApr 28, 2014
Instrument855457
Lender
NameTIMBERLINE BANK
TypeBank
AddressMONTROSE, CO 81401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16313 LAKE DR E, VANCLEAVE, MS 39565-8967

Mortgage

Document Number0000976598
DateNov 14, 2024
Instrument976598
Lender
NameCITIZENS STATE BANK
TypeBank
AddressMONTROSE, CO 81402
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueNov 14, 2029

March 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000832891
DateMar 5, 2012
Instrument832891
Lender
NameBANK OF COLORADO
TypeBank
AddressMONTROSE, CO 81401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 1, 2013
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTROSE CO
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Transaction TypeMortgage
Record UpdatedFeb 11, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000765459
DateDec 21, 2006
Instrument765459
Lender
NameALPINE BANK
TypeBank
AddressMONTROSE, CO 81402
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term3 Months
DueMar 27, 2007
Interest
Rate TypeAdjustable Rate

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTROSE CO
Recording DateFeb 4, 2026
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Document Number0000988262
Instrument DateFeb 2, 2026
Instrument988262
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$51.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2555 E CAMELBACK RD STE 800, 800, PHOENIX, AZ 85016-9267

Mortgage

Document Number0000988263
DateFeb 4, 2026
Instrument988263
Lender
NameFIRST SOUTHWEST BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 3, 2031

February 2026: Lease, Transfer

Document TypeLease
JurisdictionMONTROSE CO
Recording DateFeb 4, 2026
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Document Number0000988265
Instrument DateJan 30, 2026
Instrument988265
Transaction TypeTransfer
Record UpdatedFeb 11, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

October 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONTROSE CO
Recording DateOct 3, 2023
Property Address512 E MAIN ST, MONTROSE, CO 81401-3932
Document Number0000965848
Instrument DateOct 2, 2023
Instrument965848
Transaction TypeTransfer
Record UpdatedOct 18, 2023
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$33.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1014 AVENUE C, FREDERICKSBURG, TX 78624-2674

Transferred To (Grantee/Buyer)

NameVerified Name
Address11556 EL CAMINO REAL RD, MONTROSE, CO 81401-9210

Mortgage

Document Number0000965849
DateOct 3, 2023
Instrument965849
Lender
NameHOT TAMALE LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueSep 30, 2026
Interest
Rate6%

Tax Assessment & Valuation

Source: Montrose County assessment roll, as of May 18, 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontrose County
MunicipalityMontrose City
Unified School DistrictMontrose County School District RE-1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,803.00 (+17.44%)$126,720 (+20.36%)$469,320 (+24.37%) Land $38,810 Building $430,510
2024$7,496.00 (+4.65%)$105,280 (-10.89%) Land $9,840 Building $95,440
2023$7,163.00$118,140 Land $10,230 Building $107,910$377,370 Land $35,280 Building $342,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTROSE
serves 19,305 people · EPA ID CO0143518
Water SourcePurchased surface water from PROJECT 7 WA
Last State InspectionJan 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Elevate Internet
Fiber
6,000 / 6,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Clearnetworx, Verizon.

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