512 E Exchange St, Owosso, MI 48867 Property Records

Shiawassee County property record for 512 E Exchange St, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$172,500 (Mar 2022)
Tax Bill	$6,520 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050-666-000-039-00`

Property Details

APN / Parcel Number

Primary APN	`050-666-000-039-00`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Location & Zoning

Street Address	512 E EXCHANGE ST
City	OWOSSO
State	MI
Zip	48867-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 OUTLOT 7 AL & BO WILLIAMS SUBDIV OUTLOT 6 & 7
Legal Subdivision	WILLIAMS SUBDIV
Legal Lot Number	11
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	OWOSSO
Census Block Group	4
Census Block	4006
Census Tract	30500

Owner

Source: Shiawassee County records · APN 050-666-000-039-00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	725 ONONDAGA RD, HOLT, MI 48842-8640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	20223358266
Deed Book / Page	1294 / 353
Prior Transfer Date	Mar 15, 2013
Prior Transfer Doc	00118300229
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 28, 2022
Property Address	512 E EXCHANGE ST, OWOSSO, MI 48867-3014
Document Number	0012940353
Book / Page	1294 / 353
Map Reference	LB 6 PG 677
Instrument Date	Mar 24, 2022
Instrument	3358266
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,293.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 HERMAN ST, 1903, OWOSSO, MI 48867-4045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 ONONDAGA RD, HOLT, MI 48842-8640

Mortgage

Document Number	0003358267
Date	Mar 28, 2022
Instrument	3358267

Lender

Name	CASON HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
Municipality	Owosso City
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,700 (+4.14%)	$251,400 (+4.14%)
2025	$6,520.00 (+5.9%) Homeowner's exemption	$120,700 (+21.18%)	$241,400 (+21.18%)
2024	$6,157.00
2023	$6,157.00 Homeowner's exemption Additional exemption filed	$99,600	$199,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.