512 E Clinton Ave, Atwater, CA 95301 Property Records

Merced County property record for 512 E Clinton Ave, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1983
Lot Size	0.145 acres (6,328 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Sep 2025)
Tax Bill	$1,150 (2025)
Deeds & Mortgages	Aug 2021 Reverse Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`004-163-003-000`

Property Details

APN / Parcel Number

Primary APN	`004-163-003-000`
Alternative APN	`004-163-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	1,292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1995
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,328 sqft (0.145 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	25 sqft
Patio Area	361 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-163-003
Street Address	512 E CLINTON AVE
City	ATWATER
State	CA
Zip	95301-4553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	GREENWOOD LOT 69
Legal Subdivision	GREENWOOD
Legal Lot Number	69
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1013
Census Tract	802

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	512 E CLINTON AVE, ATWATER, CA 95301-4553
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage ENNKAR INC
Sep 15, 2025	Grant Deed, Transfer · FHA Mortgage LEADERONE FINANCIAL CORP
May 18, 2017	Deed of Trust, Mortgage · Reverse Mortgage HOME POINT FINANCIAL CORPORATION
May 8, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jun 20, 2012 · Amount on Record
Deed Document Number	202524633
Prior Transfer Date	Jul 19, 2005
Prior Transfer Doc	0000056926
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	512 E CLINTON AVE, ATWATER, CA 95301-4553
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E CLINTON AVE, ATWATER, CA 95301-4553

Mortgage

Document Number	0000036197
Date	Aug 16, 2021
Instrument	2021036197

Lender

Name	ENNKAR INC
Type	Mortgage Company
Address	ORANGE, CA 92865

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	874 Months
Due	Jun 3, 2094

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year CMT

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 15, 2025
Property Address	512 E CLINTON AVE, ATWATER, CA 95301-4553
Document Number	0000024633
Map Reference	MB 27 PG 24
Instrument Date	Sep 11, 2025
Instrument	2025024633
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E CLINTON AVE, ATWATER, CA 95301-4553

Mortgage

Document Number	0000024634
Date	Sep 15, 2025
Instrument	2025024634

Lender

Name	LEADERONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	512 E CLINTON AVE, ATWATER, CA 95301-4553
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015752
Date	May 18, 2017
Instrument	2017-015752

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	ANN ARBOR, MI 48108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Type Change Date	Jun 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Max Rate	5%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	512 E CLINTON AVE, ATWATER, CA 95301-4553
Document Number	0000015753
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E CLINTON AVE ATWATER CA 953014553, ATWATER, CA 95301-4553

Mortgage

Document Number	0000015753
Date	May 18, 2017
Instrument	15753

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.52%

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$389,900 (+249.49%) Land $100,000 Building $289,900
2025	$1,150.00 (+5.41%) Homeowner's exemption	$111,563 (+4.04%) Land $13,810 Building $97,753
2023	$1,091.00 (+1.3%) Homeowner's exemption	$107,233 Land $13,275 Building $93,958
2022	$1,077.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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