512 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 512 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Aug 2022)
Tax Bill	$4,047 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`ES 00029A`

Property Details

APN / Parcel Number

Primary APN	`ES 00029A`

Exterior

Lot Area	7,405 sqft (0.169 acres)

Location & Zoning

Old Parcel Number	/ES00029A
Street Address	512 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60' OF S 120' LOT 17 BLK 4 ESTERLYS ADD. CITY OF WHITEWATER
Legal Subdivision	ESTERLYS ADD
Legal Block	4
Legal Lot Number	17
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2035
Census Tract	400

Owner

Source: Walworth County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	512 E CLAY ST, WHITEWATER, WI 53190-2008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK
Jul 2, 2021	Warranty Deed, Transfer TOWN N COUNTRY TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2022 · Amount on Record
Deed Sale	Aug 9, 2022 · Amount on Record
Prior Sale	Jul 2, 2021 · Amount on Record
Deed Document Number	1066625
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Aug 9, 2022
Property Address	512 E CLAY ST, WHITEWATER, WI 53190-2008
Document Number	0001066625
Instrument Date	Jul 29, 2022
Instrument	1066625
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0001066626
Date	Aug 9, 2022
Instrument	1066626

Lender

Name	CITIZENS BANK
Type	Bank
Address	MUKWONAGO, WI 53149

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Jul 2, 2021
Property Address	512 E CLAY ST, WHITEWATER, WI 53190-2008
Document Number	0001040985
Instrument Date	Jun 30, 2021
Instrument	1040985
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	TOWN N COUNTRY TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$51.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,047.00 (+17.34%) Homeowner's exemption	$261,400 (+13.65%) Land $34,600 Building $226,800	$263,589 (+208.62%) Land $34,890 Building $228,699
2023	$3,449.00 (+143.92%)	$230,000 (+181.17%) Land $34,600 Building $195,400
2022	$1,414.00	$81,800 Land $34,600 Building $47,200	$85,409

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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