Cecil County property record for 512 E Cedar Point Dr, Perryville, MD 21903
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,310 sqft · built 1998 |
| Lot Size | 0.618 acres (26,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Jan 2019) |
| Tax Bill | $6,885 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Sep 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-047975 |
| Primary APN | 07-047975 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,310 sqft Total Area |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Utility Area | 96 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 26,928 sqft (0.618 acres) |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 50 sqft |
| Deck Area | 647 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 047975 |
|---|---|
| Street Address | 512 E CEDAR POINT DR |
| City | PERRYVILLE |
| State | MD |
| Zip | 21903-2551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 60 - .6181 ACRE 512 CEDAR POINT DRIVE E BEACON POINT |
| Legal Subdivision | BEACON POINT |
| Legal Lot Number | 60 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 7, PORT DEPOSIT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 31202 |
512 E Cedar Point Dr is owned and occupied by an individual who acquired it in April 2025.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Sep 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Aug 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Jan 24, 2019 | Deed, Transfer · Conventional Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2019 · Amount on File |
| Deed Sale | Jan 24, 2019 · Amount on File |
| Prior Sale | Sep 21, 1998 · Amount on File |
| Deed Book / Page | 4354 / 1 |
| Last Transfer Date | Apr 12, 2025 |
| Transfer Doc | 0056240218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Document Number | 0056910202 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 5691/202 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | LIBERTY TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0041330221 |
|---|---|
| Date | Sep 19, 2017 |
| Book Page | 4133/221 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0045850031 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 4585/31 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0049530153 |
|---|---|
| Date | Aug 12, 2021 |
| Book Page | 4953/153 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jan 24, 2019 |
| Property Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Document Number | 0043540001 |
| Book / Page | 4354 / 001 |
| Map Reference | MB PC 647 FO 140 |
| Instrument Date | Jan 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LIBERTY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 512 E CEDAR POINT DR, PERRYVILLE, MD 21903-2551 |
| Document Number | 0000435410 |
|---|---|
| Date | Jan 24, 2019 |
| Instrument | 4354/10 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2026 property tax bill for 512 E Cedar Point Dr was $6,885 with a homeowner's exemption, up 5.1% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Municipality | Perryville Town |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,885.00 (+5.08%) Homeowner's exemption | $500,400 (+6.95%) Land $94,000 Building $406,400 | $500,400 (-) Land $94,000 Building $406,400 |
| 2025 | $6,552.00 Homeowner's exemption | $467,900 | $500,400 Land $94,000 Building $406,400 |
| 2023 | $5,213.00 Homeowner's exemption | $402,900 Land $94,000 Building $308,900 | $402,900 Land $94,000 Building $308,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 E Cedar Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 E Cedar Point Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PERRYVILLE serves 4,413 people · EPA ID MD0070018 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Jan 2026 Treatment failure resolved · Mar 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 47 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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