512 E Broadway St, Decorah, IA 52101 Property Records

Winneshiek County property record for 512 E Broadway St, Decorah, IA 52101

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,116 sqft · built 1949
Lot Size	0.198 acres (8,610 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (Nov 2021)
Tax Bill	$3,146 (2026)
Deeds & Mortgages	Dec 2012 Mortgage Jun 2010 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`111531500800`

Property Details

APN / Parcel Number

Primary APN	`111531500800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	8,610 sqft (0.198 acres)
Lot Dimensions	123 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	512 E BROADWAY ST
City	DECORAH
State	IA
Zip	52101-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 & LOT 2 OF 7 & E 5' LOT 1 OF 7 BLK 39 ORIG DECORAH
Legal Range	08W
Legal Township	98N
Legal Section	15
Legal Subdivision	DECORAH
Legal Block	39
Legal Lot Number	1-2,6
Jurisdiction	WINNESHIEK IA
Township / Civil Division	DECORAH
Census Block Group	1
Census Block	1088
Census Tract	950200

Owner

Source: Winneshiek County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 E BROADWAY ST, DECORAH, IA 52101-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2012	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Jun 25, 2010	Deed of Trust, Mortgage · Conventional Mortgage DECORAH BANK & TRUST CO
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage WAUKON STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on Record
Deed Sale	Nov 30, 2021 · Amount on Record
Prior Sale	Dec 1, 2015 · Amount on Record
Deed Document Number	20214601
Deed Book / Page	2021 / 4601
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	512 E BROADWAY ST, DECORAH, IA 52101-1902
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02012/4969
Date	Dec 26, 2012
Book Page	2012/4969
Instrument	2012 4969

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2028

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNESHIEK IA
Property Address	512 E BROADWAY ST, DECORAH, IA 52101-1902
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02010/2136
Date	Jun 25, 2010
Book Page	2010/2136
Instrument	2010 2136

Lender

Name	DECORAH BANK & TRUST CO
Address	DECORAH, IA 52101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2040

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNESHIEK IA
Recording Date	Nov 30, 2021
Property Address	512 E BROADWAY ST, DECORAH, IA 52101-1902
Document Number	02021/4601
Book / Page	2021 / 4601
Instrument Date	Nov 23, 2021
Instrument	2021 4601
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$337.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	703 EAST ST, DECORAH, IA 52101
Investor	Possibly a Property Investor

Mortgage

Document Number	0020214602
Date	Nov 30, 2021
Instrument	2021 4602

Lender

Name	WAUKON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Winneshiek County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Winneshiek County
Municipality	Decorah City
Unified School District	Decorah Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,146.00	$216,380 (-) Land $30,870 Building $185,510	$216,380 (-) Land $30,870 Building $185,510
2025	$3,146.00 (+6.72%) Homeowner's exemption	$216,380 (+14.52%) Land $30,870 Building $185,510	$216,380 (+14.52%) Land $30,870 Building $185,510
2024	$2,948.00 (-5.15%)
2023		$188,950 (+17.08%) Land $30,870 Building $158,080	$188,950 (+17.08%) Land $30,870 Building $158,080
2022	$3,108.00	$161,390 Land $25,730 Building $135,660
2021			$161,390 Land $25,730 Building $135,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	4 (2016)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2016 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Aug 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECORAH WATER DEPARTMENT serves 7,615 people · EPA ID IA9630012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	100 / 20

May also be available: GigFire.

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