512 E Bank St, Salisbury, NC 28144 Property Records

Rowan County property record for 512 E Bank St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,179 sqft · built 1975
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$149,900 (Jan 2022)
Tax Bill	$2,030 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Aug 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`019 134`

Property Details

APN / Parcel Number

Primary APN	`019 134`
Alternative APN	`6317311`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	1,179 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	20 ft deep x 5 ft wide
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	512 E BANK ST
City	SALISBURY
State	NC
Zip	28144-5510
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1035
Census Tract	50201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Brooklyn-South Square Historic District listed 1985 · 65 contributing resources · NRIS 85001449

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	512 E BANK ST, SALISBURY, NC 28144-5510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Warranty Deed, Transfer · Conventional Mortgage EVOLVE BANK & TRUST
Aug 28, 2020	Warranty Deed, Transfer · Line of Credit UWHARRIE BK
Jul 7, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2022 · Amount on Record
Deed Sale	Jan 13, 2022 · Amount on Record
Prior Sale	Aug 28, 2020 · Amount on Record
Deed Book / Page	1393 / 59
Prior Transfer Date	Apr 23, 2012
Prior Transfer Doc	0011960277
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jan 13, 2022
Property Address	512 E BANK ST, SALISBURY, NC 28144-5510
Document Number	0013930059
Book / Page	1393 / 59
Instrument Date	Jan 7, 2022
Transaction Type	Transfer
Record Updated	Jan 24, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 N MARKET ST # ST11TH, 1105, WILMINGTON, DE 19801-1216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E BANK ST, SALISBURY, NC 28144-5510

Mortgage

Document Number	0000139360
Date	Jan 13, 2022
Instrument	1393/60

Lender

Name	EVOLVE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Aug 28, 2020
Property Address	512 E BANK ST, SALISBURY, NC 28144-5510
Document Number	0013550478
Book / Page	001355 / 000478
Instrument Date	Aug 25, 2020
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 NICHOL MILL LN #260 FRANKLIN TN 370670004, 260, FRANKLIN, TN 37067-0004

Mortgage

Document Number	13550479
Date	Aug 28, 2020
Book Page	001355/000479

Lender

Name	UWHARRIE BK
Type	Bank
Address	CONCORD, NC 28025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2040

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 7, 2020
Property Address	512 E BANK ST, SALISBURY, NC 28144-5510
Document Number	0013510841
Book / Page	001351 / 000841
Instrument Date	Jul 7, 2020
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$130.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	393 NICHOL MILL LN #260 FRANKLIN TN 370670004, 260, FRANKLIN, TN 37067-0004

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,030.00	$169,754 (-) Land $15,950 Building $153,804	$169,754 (-) Land $15,950 Building $153,804
2025	$2,030.00	$169,754 (-) Land $15,950 Building $153,804
2023	$2,030.00	$169,754 Land $15,950 Building $153,804	$169,754 Land $15,950 Building $153,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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