512 E 500 N, Peru, IN 46970 Property Records

Miami County property record for 512 E 500 N, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2000
Lot Size	4.95 acres (215,622 sqft)
Owner	Individual Name on File
Last Sale	$198,300 (Apr 2016)
Tax Bill	$1,091 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jun 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012-49613-00`

Property Details

APN / Parcel Number

Primary APN	`012-49613-00`
Alternative APNs	`52-05-27-400-010.000-012` `00389287119`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	215,622 sqft (4.95 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Lean-To	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00389287119
Street Address	512 E 500 N
City	PERU
State	IN
Zip	46970-8174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	012-49613-00 PT WPT SE1/4 27-28-4 4.95 ACRES LOCATED: 500N DA 508 23 496 01300
Jurisdiction	MIAMI IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5048
Census Tract	952000

Owner

512 E 500 N is owned and occupied by an individual who bought it in April 2016.

Source: Miami County records, as of June 24, 2026

Owner of Record	Individual Name on File
Mailing Address	512 E 500 N, PERU, IN 46970-8174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit BEACON CREDIT UNION
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage BEACON CREDIT UNION
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit BEACON CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2016 · Amount on File
Deed Sale	Apr 18, 2016 · Amount on File
Prior Sale	May 5, 2011 · Amount on File
Deed Document Number	2016521687
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Recording Date	Jun 12, 2026
Property Address	512 E 500 N, PERU, IN 46970-8174
Document Number	0000522192
Instrument Date	Jun 8, 2026
Instrument	2026522192
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 500 N, PERU, IN 46970-8174

Mortgage

Document Number	0000522192,
Date	Jun 12, 2026
Instrument	2026522192

Lender

Name	BEACON CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jun 8, 2046

Interest

Rate Type	Balloon
Rate	6.37%
Initial Type	Balloon
Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Recording Date	Jun 12, 2026
Property Address	512 E 500 N, PERU, IN 46970-8174
Document Number	0000522191
Instrument Date	Jun 8, 2026
Instrument	2026522191
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 500 N, PERU, IN 46970-8174

Mortgage

Document Number	0000522191,
Date	Jun 12, 2026
Instrument	2026522191

Lender

Name	BEACON CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	512 E 500 N, PERU, IN 46970-8174
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 E 500 N, PERU, IN 46970-8174

Mortgage

Document Number	20200524905
Date	Nov 30, 2020
Instrument	20200524905

Lender

Name	BEACON CU
Type	Credit Union
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 512 E 500 N was $1,091 with a homeowner's exemption, up 30.3% from the year before.

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Jefferson Township
Unified School District	North Miami Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,091.00 (+30.35%) Homeowner's exemption	$216,300 Land $32,800 Building $183,500	$216,300 Land $32,800 Building $183,500
2024	$837.00 (-29.78%)
2023	$1,192.00 (+32.74%)	$169,400 Land $32,800 Building $136,600	$169,400 Land $32,800 Building $136,600
2022	$898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 E 500 N in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 E 500 N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Skyewaves Fixed Wireless	100 / 100

May also be available: RTC Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E 500 N

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