512 Douglas Rd, Murray, KY 42071 Property Records

Calloway County property record for 512 Douglas Rd, Murray, KY 42071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 1998
Lot Size	2.3 acres (100,188 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2021)
Tax Bill	$2,235 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`069-0-0042-A`

Property Details

APN / Parcel Number

Primary APN	`069-0-0042-A`
Alternative APN	`85581`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,306 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Stucco
Construction Type	Light Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	100,188 sqft (2.3 acres)
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	85581
Street Address	512 DOUGLAS RD
City	MURRAY
State	KY
Zip	42071-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	69-42A,42B 512 DOUGLAS ROAD
Jurisdiction	CALLOWAY KY
Township / Civil Division	NEW CONCORD
Census Block Group	3
Census Block	3000
Census Tract	10800

Owner

512 Douglas Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Calloway County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	512 DOUGLAS RD, MURRAY, KY 42071-5722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
Mar 31, 2021	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE LLC
Feb 24, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 25, 2018	Warranty Deed, Transfer · Line of Credit THE MURRAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2021 · Amount on File
Deed Sale	Mar 31, 2021 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	2021648140
Deed Book / Page	1305 / 712
Prior Transfer Date	Feb 22, 2021
Prior Transfer Doc	001299/427
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLOWAY KY
Property Address	512 DOUGLAS RD, MURRAY, KY 42071-5722
Transaction Type	Mortgage
Record Updated	Jan 24, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 DOUGLAS RD, MURRAY, KY 42071-5722

Mortgage

Document Number	001443/123
Date	Jan 10, 2024
Book Page	1443/123
Instrument	687391

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	101 CONDOR DRIVE #200 200, MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	327 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Mar 31, 2021
Property Address	512 DOUGLAS RD, MURRAY, KY 42071-5722
Document Number	001305/712
Book / Page	1305 / 712
Instrument Date	Mar 17, 2021
Instrument	648140
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1050 HOPKINS RD, MURRAY, KY 42071-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 DOUGLAS RD, MURRAY, KY 42071-5722

Mortgage

Document Number	0000648141
Date	Mar 31, 2021
Instrument	648141

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALLOWAY KY
Recording Date	Feb 24, 2021
Property Address	512 DOUGLAS RD, MURRAY, KY 42071-5722
Document Number	001299/427
Book / Page	1299 / 427
Instrument Date	Feb 22, 2021
Instrument	647264
Transaction Type	Transfer
Record Updated	Jan 13, 2023

Transaction

Amount	Amount on Record
Tax	$49.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 SOUTHWEST DR, MURRAY, KY 42071-9073

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	512 DOUGLAS RD, MURRAY, KY 42071-5722

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLOWAY KY
Recording Date	Apr 25, 2018
Property Address	512 DOUGLAS RD, MURRAY, KY 42071-5722
Document Number	001171/550
Book / Page	1171 / 550
Instrument Date	Apr 24, 2018
Instrument	627018
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1654, MURRAY, KY 42071-0029

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	512 DOUGLAS RD, MURRAY, KY 42071-5722

Mortgage

Document Number	0000627019
Date	Apr 25, 2018
Instrument	627019

Lender

Name	THE MURRAY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 25, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 512 Douglas Rd was $2,235.

Source: Calloway County assessment roll, as of December 23, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Calloway County
Unified School District	Calloway County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,235.00	$250,000	$250,000
2023	$2,272.00 (-1.94%)	$250,000 (-)	$250,000 (-)
2022	$2,317.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Douglas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Douglas Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Douglas Rd

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