Cherokee County property record for 512 Co Rd 407, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 3,754 sqft · built 2003 |
| Lot Size | 3.47 acres (151,153 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,110 (2026) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-02-04-0-000-072.000 |
| Primary APN | 13-14-02-04-0-000-072.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,754 sqft Living Area |
| 1st Floor Area | 3,118 sqft |
| Upper Floors Area | 636 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 151,153 sqft (3.47 acres) |
| Garage Type | Mixed |
| Garage Area | 1,271 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 580 sqft |
| Deck Area | 572 sqft |
| Account Number | 189 |
|---|---|
| Street Address | 512 COUNTY ROAD 407 |
| City | CENTRE |
| State | AL |
| Zip | 35960-6757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMM @ SW COR W/2 SW/4; N40; E12 TO POB;N900;E126;S70;E30;S703S;E50S;S140S TO NLY ROW OF LAKE SHORE DRIVE;W224S TOPOB. |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 04 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 956000 |
512 Co Rd 407 is owned and occupied by an individual.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 510 COUNTY ROAD 407, CENTRE, AL 35960-6757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 512 COUNTY ROAD 407, CENTRE, AL 35960-6757 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000215135 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 215135 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2030 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 512 Co Rd 407 was $2,110 with a homeowner's exemption, up 7.2% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,110.00 (+7.22%) | ||
| 2025 | $1,968.00 Homeowner's exemption | $44,440 (-) Land $1,480 Building $42,960 | $481,100 (-) Land $14,700 Building $466,400 |
| 2024 | $1,968.00 (-1.06%) Additional exemption filed | $44,440 (-8.63%) Land $1,480 Building $42,960 | $481,100 (-1.05%) Land $14,700 Building $466,400 |
| 2023 | $1,989.00 Homeowner's exemption | $48,640 (+831.8%) | $486,200 (-) Land $14,700 Building $471,500 |
| 2022 | $1,989.00 Homeowner's exemption | $5,220 Land $1,480 Building $3,740 | $486,200 Land $14,700 Building $471,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 512 Co Rd 407 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 512 Co Rd 407 is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CENTRE, WW AND SB OF THE serves 8,163 people · EPA ID AL0000188 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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