512 Clift Dr, Madison, AL 35758 Property Records

Madison County property record for 512 Clift Dr, Madison, AL 35758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,571 sqft · built 1970
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2017)
Tax Bill	$1,485 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-02-09-4-004-054.000`

Property Details

APN / Parcel Number

Primary APN	`16-02-09-4-004-054.000`
Alternative APNs	`042222` `447254`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,571 sqft Living Area
1st Floor Area	1,571 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	447254
Street Address	512 CLIFT DR
City	MADISON
State	AL
Zip	35758-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLK 7 CLIFT ACRES S/D PB 3 PG 192
Legal Range	02W
Legal Township	04S
Legal Section	09
Legal Subdivision	CLIFT ACRES S/D
Legal Block	7
Legal Lot Number	6
Jurisdiction	MADISON AL
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2018
Census Tract	11027

Owner

512 Clift Dr is owned and occupied by two individuals who bought it in April 2017.

Source: Madison County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 CLIFT DR, MADISON, AL 35758-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit REDSTONE FEDERAL CREDIT UNION
Apr 20, 2017	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Deed Document Number	2017215840
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Apr 15, 2026
Property Address	512 CLIFT DR, MADISON, AL 35758-1214
Document Number	2026077897
Book / Page	2026 / 77897
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CLIFT DR, MADISON, AL 35758-1214
Investor	Possibly a Property Investor

Mortgage

Document Number	2026077897,
Date	Apr 15, 2026
Book Page	2026/77897

Lender

Name	REDSTONE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Apr 20, 2017
Property Address	512 CLIFT DR, MADISON, AL 35758-1214
Document Number	0000215840
Map Reference	MB 3 PG 192
Instrument Date	Apr 20, 2017
Instrument	20170420000215840
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	MERCHANTS FIDELITY & TITLE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18101 RIVERCHASE CT, 18101, ALVA, FL 33920-3153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	511 CLIFT DR, MADISON, AL 35758-1213

Mortgage

Document Number	0000215850
Date	Apr 20, 2017
Instrument	20170420000215850

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 512 Clift Dr was $1,485 with a homeowner's exemption, up 3.5% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Municipality	Madison City
Unified School District	Madison City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,485.00 (+3.48%)
2025	$1,435.00 Homeowner's exemption	$21,200 Land $4,960 Building $16,240	$214,200 Land $50,000 Building $164,200
2023	$1,314.00 (+13.08%) Homeowner's exemption	$19,460 (+12.62%) Land $4,000 Building $15,460	$194,500 (+12.62%) Land $40,000 Building $154,500
2022	$1,162.00 Homeowner's exemption	$17,280 Land $3,260 Building $14,020	$172,700 Land $32,500 Building $140,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Clift Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 Clift Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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