512 Christopher Way, Windsor, CA 95492 Property Records

Sonoma County property record for 512 Christopher Way, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,235 sqft · built 1992
Lot Size	0.12 acres (5,218 sqft)
Owner	2 Company Names on Record
Last Sale	$173,000 (Mar 1998)
Tax Bill	$3,491 (2025)
Deeds & Mortgages	Sep 2026 Sale Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-373-038-000`

Property Details

APN / Parcel Number

Primary APN	`161-373-038-000`
Alternative APN	`161-373-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,235 sqft Living Area
1st Floor Area	1,235 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,218 sqft (0.12 acres)

Location & Zoning

Old Parcel Number	161-373-038
Street Address	512 CHRISTOPHER WAY
City	WINDSOR
State	CA
Zip	95492-7937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYWI
Legal Description	LAKEWOOD GLEN 4B LOT 109
Legal Subdivision	LAKEWOOD GLEN
Legal Tract	850
Legal Block	1
Legal Lot Number	109
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	1
Census Block	1006
Census Tract	153804

Owner

Source: Sonoma County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 1998 · Amount on Record
Deed Sale	Mar 25, 1998 · Amount on Record
Deed Document Number	199829757
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 8, 2026
Property Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937
Document Number	0000045928
Instrument Date	Aug 13, 2026
Instrument	202645928
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937

Mortgage

Document Number	0000001387
Date	Jan 11, 2023
Instrument	2023001387

Lender

Name	EXCHANGE BANK
Type	Bank
Address	SANTA ROSA, CA 95402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937

Mortgage

Document Number	0000028647
Date	Mar 10, 2021
Instrument	2021028647

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	512 CHRISTOPHER WAY, WINDSOR, CA 95492-7937
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073084
Date	Sep 18, 2017
Instrument	2017073084

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Windsor Town
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$281,740 (+2%) Land $113,997 Building $167,743
2025	$3,491.00 (+4.08%) Homeowner's exemption	$276,216 (+4.04%) Land $111,762 Building $164,454
2023	$3,354.00 (+1.73%) Homeowner's exemption	$265,492 Land $107,423 Building $158,069
2022	$3,297.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WINDSOR serves 25,561 people · EPA ID CA4910017
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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