512 Charles Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 512 Charles Ave, Modesto, CA 95350 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,628 sqft · built 1958
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$495,000 (Jun 2024)
Tax Bill$5,579 (2025)
Deeds & MortgagesSep 2020 Second Mortgage
Jun 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120-008-058-000

Property Details

APN / Parcel Number

Primary APN120-008-058-000
Alternative APN
  • 1200858

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,628 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Construction TypeWood
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number1200858
Street Address512 CHARLES AVE
CityMODESTO
StateCA
Zip95350-3316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:6910
Legal SubdivisionMONTGOMERY VILLAGE 02
Legal Block6910
JurisdictionSTANISLAUS CA
Township / Civil DivisionMODESTO
Census Block Group2
Census Block2003
Census Tract909

Owner

Source: Stanislaus County records · APN 120-008-058-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address512 CHARLES AVE, MODESTO, CA 95350-3316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2020Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ADMIRALS BANK
Jun 23, 2020Grant Deed, Transfer · FHA Mortgage
COMMERCE HOME MORTGAGE LLC
Aug 01, 2019Grant Deed, Transfer · VA Mortgage
PLANET HM LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 03, 2024 · Amount on Record
Deed SaleJun 03, 2024 · Amount on Record
Prior SaleJun 23, 2020 · Amount on Record
Deed Document Number2024-0025408
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address512 CHARLES AVE, MODESTO, CA 95350-3316
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyRES TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 CHARLES AVE, MODESTO, CA 95350-3316

Mortgage

Document Number0000073210
DateSep 24, 2020
Instrument2020-0073210
Lender
NameADMIRALS BANK
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term227 Months
DueAug 28, 2039

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateJun 23, 2020
Property Address512 CHARLES AVE, MODESTO, CA 95350-3316
Document Number0000043215
Map ReferenceMB 18 PG 68
Instrument DateJun 19, 2020
Instrument2020-0043215
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 CHARLES AVE, MODESTO, CA 95350-3316

Mortgage

Document Number0000043216
DateJun 23, 2020
Instrument2020-0043216
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTANISLAUS CA
Recording DateAug 01, 2019
Property Address512 CHARLES AVE, MODESTO, CA 95350-3316
Document Number0000050794
Instrument DateJul 12, 2019
Instrument50794
Transaction TypeTransfer
Record UpdatedAug 14, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$238.70
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address512 CHARLES AVE MODESTO CA 953503316, MODESTO, CA 95350-3316

Mortgage

Document Number50795
DateAug 01, 2019
Instrument50795
Lender
NamePLANET HM LNDG
AddressMERIDEN, CT 06450
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 31, 2049

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Secondary School DistrictModesto City High School District (09 - 12)
Elementary School DistrictSylvan Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,579.00 (+49.77%)$504,900 (+50.1%) Land $224,400 Building $280,500
2023$3,725.00 (+4.22%)$336,375 Land $147,164 Building $189,211
2022$3,574.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990009092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 637 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Ayera TechnologiesFixed Wireless1,000 / 500
ezWaveFixed Wireless (unlicensed)1,000 / 200
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (unlicensed)100 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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