512 Central Ave, Wilmette, IL 60091 Property Records

Cook County property record for 512 Central Ave, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,556 sqft · built 1906
Lot Size	0.183 acres (7,950 sqft)
Owner	2 Individual Names on File
Last Sale	$1,549,000 (Apr 2026)
Tax Bill	$20,548 (2023)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-34-207-013`

Property Details

APN / Parcel Number

Primary APN	`05-34-207-013`
Alternative APN	`05-34-207-013-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1907
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	7,950 sqft (0.183 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	512 CENTRAL AVE
City	WILMETTE
State	IL
Zip	60091-1946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(DINGEES) ADD TO (WILMETTE) IN OUILMETTE RESERVE IN S ECS26 & 27 SEC 26-42-13
Legal Range	13E
Legal Township	42N
Legal Section	26
Legal Subdivision	DINGEES ADD TO WILMETTE
Legal Block	16
Legal Lot Number	13
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	3
Census Block	3038
Census Tract	801200

Owner

512 Central Ave is owned by two individuals who bought it in April 2026.

Source: Cook County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	220 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2714
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Dec 7, 1994 · Amount on File
Deed Document Number	202623112
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 22, 2026
Property Address	512 CENTRAL AVE, WILMETTE, IL 60091-1946
Document Number	0000023112
Instrument Date	Apr 22, 2026
Instrument	202623112
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234,673.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	220 SUNSET RIDGE RD, NORTHFIELD, IL 60093-2714

Mortgage

Document Number	0000000023,
Date	Apr 22, 2026
Instrument	2026112202611223

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.6%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$117,892 Land $25,838 Building $92,054	$1,178,920 Land $258,380 Building $920,540
2023	$20,548.00 (-2.22%)
2022	$21,014.00 Homeowner's exemption Senior Citizen's exemption	$103,999 Land $21,862 Building $82,137	$1,039,990 Land $218,620 Building $821,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Central Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	51 units insured incl. 45 condo units
Nearby Flood Claims	8 (1984–2014)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2014 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 512 Central Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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