512 Cedar Dr, Lake City, MN 55041 Property Records

Wabasha County property record for 512 Cedar Dr, Lake City, MN 55041

Property Summary

Property TypeMulti-Family Dwellings
Lot Size0.143 acres (6,239 sqft)
Owner2 Individual Names on Record
Last Sale$16,000 (Dec 2018)
Tax Bill$238 (2026)
Deeds & MortgagesMar 2026 Second Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR22.02209.00

Property Details

APN / Parcel Number

Primary APNR22.02209.00
Alternative APN
  • 22.02209.00

Exterior

Architectural StyleMulti-Family
Lot Area6,239 sqft (0.143 acres)
Lot Dimensions120 ft deep x 52 ft wide

Location & Zoning

Street Address512 CEDAR DR
CityLAKE CITY
StateMN
Zip55041-5003
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionSECT-06 TWP-111 RANGE-012 GOLF COTTAGES AT THE JEWEL LOT-012 BLOCK-001
Legal Range12
Legal Township111
Legal Section06
Legal SubdivisionGOLF COTTAGES AT THE JEWEL
Legal Block1
Legal Lot Number12
JurisdictionWABASHA MN
Township / Civil DivisionLAKE CITY
Census Block Group1
Census Block1019
Census Tract490400

Owner

Source: Wabasha County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address516 CEDAR DR, LAKE CITY, MN 55041-5003
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ALLIANCE BANK
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE BANK
Feb 12, 2019Deed of Trust, Mortgage · Line of Credit
LAKE CITY FEDERAL BANK
Dec 26, 2018Warranty Deed, Transfer
KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED LL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2018 · Amount on Record
Deed SaleDec 26, 2018 · Amount on Record
Prior SaleJun 9, 2006
Deed Document Number2018333437
Prior Transfer DateDec 17, 2018
Prior Transfer Doc0000333437
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address512 CEDAR DR, LAKE CITY, MN 55041-5003
Transaction TypeMortgage
Record UpdatedApr 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A362681
DateMar 30, 2026
InstrumentA362681
Lender
NameALLIANCE BANK
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term73 Months
DueApr 1, 2032

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address512 CEDAR DR, LAKE CITY, MN 55041-5003
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000344464
DateMay 24, 2021
Instrument344464
Lender
NameALLIANCE BANK
TypeBank
AddressNEW ULM, MN 56073
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWABASHA MN
Property Address512 CEDAR DR, LAKE CITY, MN 55041-5003
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000333878
DateFeb 12, 2019
Instrument333878
Lender
NameLAKE CITY FEDERAL BANK
TypeBank
AddressLAKE CITY, MN 55041
Agreement
TypeLine of Credit
AmountAmount Recorded
Term179 Months
DueJan 1, 2034

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWABASHA MN
Recording DateDec 26, 2018
Property Address512 CEDAR DR, LAKE CITY, MN 55041-5003
Document Number0000333437
Instrument DateDec 17, 2018
Instrument333437
Transaction TypeTransfer
Record UpdatedMay 26, 2023
Title CompanyKNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TITLE UNITED LL

Transaction

AmountAmount Recorded
Tax$52.80
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 CEDAR DR, LAKE CITY, MN 55041-5003

Tax Assessment & Valuation

Source: Wabasha County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWabasha County
MunicipalityLake City
Unified School DistrictLake City Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$238.00 (-1.65%)$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2025$242.00 (-1.63%)$15,000 (-) Land $15,000$15,000 (-) Land $15,000
2023$246.00$15,000 Land $15,000$15,000 Land $15,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLake City
serves 5,042 people · EPA ID MN1790004
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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