St. Clair County property record for 512 Cass St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,503 sqft · built 1840 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit May 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-049-0109-000 |
| Primary APN | 74-07-049-0109-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Basement Area | 1,503 sqft |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Lot Dimensions | 120 ft deep x 90 ft wide |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|
| Street Address | 512 CASS ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5077 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOTS 200 & 201 MAP OF ST CLAIR |
| Legal Subdivision | NORTH OF PINE RIVER |
| Legal Lot Number | 200-201 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 642000 |
Source: St. Clair County records · APN 74-07-049-0109-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 512 CASS ST, SAINT CLAIR, MI 48079-5077 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 07, 2026 | Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION |
| May 14, 2021 | Intrafamily Transfer, Transfer |
| Aug 21, 2020 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 16, 2009 |
| Transfer Doc | 003991/982 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 07, 2026 |
| Property Address | 512 CASS ST, SAINT CLAIR, MI 48079-5077 |
| Document Number | 0005913121 |
| Book / Page | 5913 / 121 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 20266811 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 512 CASS ST, SAINT CLAIR, MI 48079-5077 |
| Document Number | 0000006811, |
|---|---|
| Date | Apr 07, 2026 |
| Book Page | 5913/121 |
| Instrument | 20266811 |
| Name | ADVIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 14, 2021 |
| Property Address | 512 CASS ST, SAINT CLAIR, MI 48079-5077 |
| Document Number | 5366441 |
| Book / Page | 5366 / 441 |
| Map Reference | LB D PG 31 |
| Instrument Date | May 14, 2021 |
| Instrument | 2021014771 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 512 CASS ST, SAINT CLAIR, MI 48079-5077 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 512 CASS ST, SAINT CLAIR, MI 48079-5077 |
| Document Number | 0052340367 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 512 CASS ST ST CLAIR MI 480795077, ST CLAIR, MI 48079-5077 |
| Document Number | 0052340367 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 005234/000367 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | PARCHMENT, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 20, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,851.00 (-7.45%) Homeowner's exemption | $106,400 (+24.59%) | |
| 2024 | $2,000.00 (+7.58%) | $212,800 (+24.59%) | |
| 2023 | $85,400 | ||
| 2022 | $1,859.00 | $170,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2001 · other causes |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Duke Broadband.
Based on FCC filings for 207 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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