512 Carter Dr, Northfield, MN 55057 Property Records

Rice County property record for 512 Carter Dr, Northfield, MN 55057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,272 sqft · built 1997
Lot Size	0.313 acres (13,650 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2021)
Tax Bill	$6,582 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22.12.2.01.064`

Property Details

APN / Parcel Number

Primary APN	`22.12.2.01.064`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft
Finished Basement	918 sqft
Unfinished Basement	354 sqft
Flooring	Carpet

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,650 sqft (0.313 acres)
Lot Dimensions	150 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	696 sqft
Driveway	Asphalt Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	120 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	512 CARTER DR
City	NORTHFIELD
State	MN
Zip	55057-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BLOCK 22 OF JEFFERSON PARK
Legal Subdivision	JEFFERSON PARK
Legal Block	22
Legal Lot Number	6
Jurisdiction	RICE MN
Township / Civil Division	NORTHFIELD
Census Block Group	1
Census Block	1012
Census Tract	70504

Owner

512 Carter Dr is owned and occupied by two individuals who acquired it in July 2023.

Source: Rice County records, as of June 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	512 CARTER DR, NORTHFIELD, MN 55057-3535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Aug 22, 2023	Intrafamily Transfer, Transfer
Aug 9, 2021	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
May 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage BELL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2021 · Amount on File
Deed Sale	Aug 9, 2021 · Amount on File
Prior Sale	Aug 2, 1999 · Amount on File
Deed Document Number	202160254
Last Transfer Date	Jul 24, 2023
Transfer Doc	0000T62649
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	512 CARTER DR, NORTHFIELD, MN 55057-3535
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000T60471
Date	Sep 17, 2021
Instrument	T60471

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICE MN
Recording Date	Aug 22, 2023
Property Address	512 CARTER DR, NORTHFIELD, MN 55057-3535
Document Number	0000T62649
Instrument Date	Jul 24, 2023
Instrument	T62649
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 CARTER DR, NORTHFIELD, MN 55057-3535

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Aug 9, 2021
Property Address	512 CARTER DR, NORTHFIELD, MN 55057-3535
Document Number	0000T60254
Instrument Date	Jul 23, 2021
Instrument	T60254
Transaction Type	Transfer
Record Updated	Jan 21, 2026
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,056.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 CARTER DR, NORTHFIELD, MN 55057-3535

Mortgage

Document Number	0000T60255
Date	Aug 9, 2021
Instrument	T60255

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	512 CARTER DR, NORTHFIELD, MN 55057-3535
Document Number	0000054874
Instrument Date	May 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 3, 2017
Title Company	RICE COUNTY ABSTRACT AND TITLE CORPORATION, RICE CNTY ABSTR & TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	512 CARTER DR NORTHFIELD MN 550573535, NORTHFIELD, MN 55057-3535

Mortgage

Document Number	0000054874
Date	May 22, 2017
Instrument	54874

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 21, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 512 Carter Dr was $6,582, up 0.7% from the year before.

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
Municipality	Northfield City
Unified School District	Northfield Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,582.00 (+0.73%)	$375,300 (+1.71%) Land $96,100 Building $279,200	$375,300 (+1.71%) Land $96,100 Building $279,200
2025	$6,534.00 (+23.28%)	$369,000 (+7.64%) Land $89,500 Building $279,500	$369,000 (+7.64%) Land $89,500 Building $279,500
2024	$5,300.00 (+24.76%)	$342,800 (-) Land $83,000 Building $259,800	$342,800 (-) Land $83,000 Building $259,800
2023	$4,248.00	$342,800 Land $83,000 Building $259,800	$342,800 Land $83,000 Building $259,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Carter Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective April 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Carter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Northfield serves 20,790 people · EPA ID MN1660010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: GigFire, T-Mobile.

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