512 Capitol Reef St, Berthoud, CO 80513 Property Records

Larimer County property record for 512 Capitol Reef St, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,222 sqft · built 2018
Lot Size	0.178 acres (7,789 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Aug 2022)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94234-31-001`

Property Details

APN / Parcel Number

Primary APN	`94234-31-001`
Alternative APN	`R1659870`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Basement Area	932 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,789 sqft (0.178 acres)
Garage Type	Attached
Garage Area	860 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1659870
Street Address	512 CAPITOL REEF ST
City	BERTHOUD
State	CO
Zip	80513-1483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1, BLOCK 26, HERITAGE RIDGE SUB, BER (20150087953)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE SUB
Legal Block	26
Legal Lot Number	1
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4034
Census Tract	2700

Owner

512 Capitol Reef St is owned and occupied by an individual who bought it in August 2022.

Source: Larimer County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Warranty Deed, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 15, 2018	Grant Deed, Subdivision Related Transfer LOANDEPOT.COM LLC
Jan 10, 2018	Trustee's Deed, Transfer PPME LAND CORP
Mar 24, 2017	Grant Deed, Construction Loan · Construction Mortgage GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	Jun 15, 2018 · Amount on File
Deed Document Number	20220049127
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 5, 2022
Property Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483
Document Number	0000049127
Instrument Date	Aug 1, 2022
Instrument	20220049127
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 CAPITOL REEF ST, 512, BERTHOUD, CO 80513-1483

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483

Mortgage

Document Number	0000049128
Date	Aug 5, 2022
Instrument	20220049128

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116104
Date	Dec 27, 2021
Instrument	20210116104

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Jun 15, 2018
Property Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483
Document Number	0000036185
Instrument Date	Jun 15, 2018
Instrument	36185
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2018
Title Company	UNIFIED TITLE COMPANY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.98
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	512 CAPITOL REEF ST BERTHOUD CO 805131483, BERTHOUD, CO 80513-1483

Mortgage

Document Number	36186
Date	Jun 15, 2018
Instrument	36186

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

January 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Jan 10, 2018
Property Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483
Document Number	0000002228
Instrument Date	Jan 10, 2018
Instrument	2228
Transaction Type	Transfer
Record Updated	Jan 17, 2018
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$252.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475
Investor	Possibly a Property Investor

Mortgage

Document Number	2264
Date	Jan 10, 2018
Instrument	2264

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 9, 2019

Interest

Rate	12%

March 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 24, 2017
Property Address	512 CAPITOL REEF ST, BERTHOUD, CO 80513-1483
Instrument Date	Mar 13, 2017
Instrument	19327
Transaction Type	Construction Loan
Record Updated	Aug 17, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4040 MACARTHUR BLVD #250 NEWPORT BEACH CA 926602509, 250, NEWPORT BEACH, CA 92660-2509

Mortgage

Document Number	0000019327
Date	Mar 24, 2017
Instrument	19327

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	PO BOX 5847, DENVER, CO 80217-5847

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 512 Capitol Reef St was $6,767.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,767.00	$37,706 Land $10,056 Building $27,650	$603,300 Land $160,900 Building $442,400
2023	$6,504.00 (+22.49%)	$41,412 (+30.69%) Land $10,780 Building $30,632	$618,100 (+35.58%) Land $160,900 Building $457,200
2022	$5,310.00	$31,686 Land $7,993 Building $23,693	$455,900 Land $115,000 Building $340,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 512 Capitol Reef St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Capitol Reef St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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