512 Cactus Ln, Edinburg, TX 78541 Property Records

Hidalgo County property record for 512 Cactus Ln, Edinburg, TX 78541

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,240 sqft · built 2025
Lot Size1.01 acres (44,400 sqft)
Owner2 Individual Names on Record
Tax Bill$1,400 (2025)
Deeds & MortgagesJan 2025 Construction Loan
Sep 2025 Mortgage
+ 2 more
APNC026003000003000

Property Details

APN / Parcel Number

Primary APNC026003000003000
Alternative APNs
  • R521963
  • 521963

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,240 sqft Living Area
Gross Area1,257 sqft
1st Floor Area1,240 sqft
FlooringTile

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Roof TypeGable
Lot Area44,400 sqft
PorchCovered Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address512 CACTUS LN
CityEDINBURG
StateTX
Zip78541-5284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCACTUS-LAND PH 3 LOT 30
Legal SubdivisionCACTUS-LAND PH 3 - SEB
Legal Tract30
Legal Block2
Legal Lot Number30
JurisdictionHIDALGO TX
Township / Civil DivisionEDINBURG
Census Block Group2
Census Block2011
Census Tract23517

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2112 REBECCA DR S, EDINBURG, TX 78542-0643
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2025Deed of Trust, Mortgage · Construction Mortgage
BANK OF SOUTH TEXAS
Sep 2, 2025Deed of Trust, Mortgage · FHA Mortgage
PLAZA HOME MORTGAGE INC
Jan 16, 2025Deed of Trust, Mortgage · Commercial Mortgage
BANK OF SOUTH TEXAS
Aug 3, 2018Warranty Deed, Transfer
ELSA ST BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2007
Deed SaleNov 2, 2007
Deed Document Number20071822486
Last Transfer DateDec 22, 2008
Transfer Doc0001976030
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address512 CACTUS LN, EDINBURG, TX 78541-5284
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyUNKNOWN, DANTE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1312 CHULA VISTA DR, SAN JUAN, TX 78589-3348

Mortgage

Document Number0003614361
DateJan 16, 2025
Instrument3614361
Lender
NameBANK OF SOUTH TEXAS
TypeBank
AddressEDINBURG, TX 78542
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address512 CACTUS LN, EDINBURG, TX 78541-5284
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyUNKNOWN, DANTE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2112 REBECCA DR S, EDINBURG, TX 78542-0643

Mortgage

Document Number0003679493
DateSep 2, 2025
Instrument3679493
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
AddressSAN DIEGO, CA 92121
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2055

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Property Address512 CACTUS LN, EDINBURG, TX 78541-5284
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyUNKNOWN, DANTE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 N CAGE BLVD, PHARR, TX 78577-3106

Mortgage

Document Number0003614360
DateJan 16, 2025
Instrument3614360
Lender
NameBANK OF SOUTH TEXAS
TypeBank
AddressPHARR, TX 78577
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 6, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIDALGO TX
Recording DateAug 3, 2018
Property Address512 CACTUS LN, EDINBURG, TX 78541-5284
Document Number0002937957
Instrument DateJul 30, 2018
Instrument2937957
Transaction TypeTransfer
Record UpdatedAug 22, 2018
Title CompanySAN JACINTO TITLE SERVICES

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address204 TEAK DR #1 EDINBURG TX 785410096, 1, EDINBURG, TX 78541-0096

Mortgage

Document Number2937958
DateAug 3, 2018
Instrument2937958
Lender
NameELSA ST BK&TR
TypeBank
AddressELSA, TX 78543
Agreement
AmountAmount Recorded
Term36 Months
DueAug 2, 2021

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityEdinburg City
Unified School DistrictEdinburg Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,520 (+368.4%) Land $131,743 Building $142,777$274,520 (+108.38%) Land $131,743 Building $142,777
2025$1,400.00 (+19.45%)$58,608 (+2%) Land $131,743$131,743 (+169.74%) Land $131,743
2024$1,172.00 (+0.09%)
2023$1,171.00 (-7.87%)$48,840 Land $48,840$48,840 Land $48,840
2022$1,271.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 47 policies
Nearby Flood Policies47 in force
Nearby Flood Claims6 (2018–2020)
Claims Outside the SFHA5 of 6
Most Recent ClaimAug 2020 · rainfall accumulation
Claims by Event
  • Hurricane Hanna, Jul 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDINBURG
serves 85,224 people · EPA ID TX1080004
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
TWIN
Fixed Wireless
400 / 100
VTX Communications
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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