512 Buffalo St, Gilmer, TX 75644 Property Records

Upshur County property record for 512 Buffalo St, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	1 ba · 1,923 sqft · built 1942
Lot Size	0.228 acres (9,932 sqft)
Owner	Individual Name on File
Tax Bill	$2,654 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S279-S02-C11-BL27LT3C`

Property Details

APN / Parcel Number

Primary APN	`S279-S02-C11-BL27LT3C`
Alternative APN	`42782`

Interior

Full Baths	1 Bath
Building Area	1,923 sqft Total Area
1st Floor Area	1,179 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,932 sqft (0.228 acres)
Lot Dimensions	132 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S279-S02-C11-BL27LT3C
Street Address	512 BUFFALO ST
City	GILMER
State	TX
Zip	75644-2113
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	LOT 3C, BLK 27 OLD TOWN (GILMER) S279 (A3,A200) .228 ACRES & HOUSE
Legal Subdivision	OLD TOWN (GILMER)
Legal Block	27
Legal Lot Number	3C
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3017
Census Tract	950400

Owner

512 Buffalo St, a residential property, is owned by an individual who acquired it in September 2025.

Source: Upshur County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	10508 WOODCHUCK RD, WINNSBORO, TX 75494-6838
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2024	Deed of Trust, Mortgage · Line of Credit EAST TEXAS PROFESSIONAL CU
Sep 3, 2025	Warranty Deed, Transfer
Sep 21, 2017	Vendor's Lien, Transfer · Stand-Alone First Mortgage SUNBELT LENDING SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2025
Deed Sale	Sep 3, 2025
Prior Sale	Sep 21, 2017 · Amount on File
Deed Document Number	20255514
Prior Transfer Date	Nov 3, 2016
Prior Transfer Doc	0000007783
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	512 BUFFALO ST, GILMER, TX 75644-2113
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202406459
Date	Oct 21, 2024
Instrument	202406459

Lender

Name	EAST TEXAS PROFESSIONAL CU
Type	Credit Union
Address	LONGVIEW, TX 75608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Sep 23, 2034

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UPSHUR TX
Recording Date	Sep 3, 2025
Property Address	512 BUFFALO ST, GILMER, TX 75644-2113
Document Number	0202505514
Map Reference	FILE 201002219
Instrument Date	Aug 27, 2025
Instrument	202505514
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 BUFFALO ST, GILMER, TX 75644-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10508 WOODCHUCK RD, WINNSBORO, TX 75494-6838

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Sep 21, 2017
Property Address	512 BUFFALO ST, GILMER, TX 75644-2113
Document Number	0201706210
Map Reference	VOL144 PG568
Instrument Date	Sep 20, 2017
Instrument	201706210
Transaction Type	Transfer
Record Updated	Dec 25, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 LOCUST RD, GILMER, TX 75645-2789

Mortgage

Document Number	0201706211
Date	Sep 21, 2017
Instrument	201706211

Lender

Name	SUNBELT LENDING SERVICES INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 512 Buffalo St was $2,654, up 124.7% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,654.00 (+124.72%)	$136,300 (-2.2%) Land $21,750 Building $114,550	$136,300 (-2.2%) Land $21,750 Building $114,550
2025	$1,181.00 Homeowner's exemption	$139,370 Land $21,750 Building $117,620	$139,370 Land $21,750 Building $117,620
2023		$111,660 Land $19,860 Building $91,800	$111,660 Land $19,860 Building $91,800
2022	$1,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Buffalo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Buffalo St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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