512 Bower Hollow Rd, Luttrell, TN 37779 Property Records

Union County property record for 512 Bower Hollow Rd, Luttrell, TN 37779

Property Summary

Property Type	Rural Home
Details	1 ba · 1,568 sqft · built 2012
Lot Size	25.9 acres (1,129,511 sqft)
Owner	Individual Name on File
Tax Bill	$744 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`087066 02800`

Property Details

APN / Parcel Number

Primary APN	`087066 02800`
Alternative APN	`066 02800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Lot Area	1,129,511 sqft (25.9 acres)
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	256 sqft
Shed	1 Shed
Shed Area	1,232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	512 BOWER HOLLOW RD
City	LUTTRELL
State	TN
Zip	37779-2602
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	DISTRICT: 01, COUNTY AREA: G04
Jurisdiction	UNION TN
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	40101

Owner

512 Bower Hollow Rd, a rural home, is owned and occupied by an individual who acquired it in September 2018.

Source: Union County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	512 BOWER HOLLOW RD, LUTTRELL, TN 37779-2602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK
Jan 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL BANK
Sep 28, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 28, 2018
Transfer Doc	0000002540
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	512 BOWER HOLLOW RD, LUTTRELL, TN 37779-2602
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 BOWER HOLLOW RD, LUTTRELL, TN 37779-2602

Mortgage

Document Number	0TD325/195
Date	Oct 15, 2020
Book Page	TD325/195
Instrument	20003108

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 9, 2035

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION TN
Property Address	512 BOWER HOLLOW RD, LUTTRELL, TN 37779-2602
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD287/331
Date	Jan 10, 2019
Book Page	TD287/331
Instrument	19000073

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	MAYNARDVILLE, TN 37807

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 8, 2029

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION TN
Recording Date	Sep 28, 2018
Property Address	512 BOWER HOLLOW RD, LUTTRELL, TN 37779-2602
Document Number	0000002540
Book / Page	000009 / 000430
Instrument Date	Sep 27, 2018
Instrument	2540
Transaction Type	Transfer
Record Updated	Oct 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 BOWER HOLLOW RD LUTTRELL TN 377792602, LUTTRELL, TN 37779-2602

Tax Assessment & Valuation

The 2025 property tax bill for 512 Bower Hollow Rd was $744.

Source: Union County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Union County
Unified School District	Union County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$744.00	$39,150 Land $23,775 Building $15,375
2023		$39,150 Land $23,775 Building $15,375
2022			$156,600 Land $95,100 Building $61,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Bower Hollow Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 25, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Bower Hollow Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUTTRELL-BLAINE-CORRYTON U.D. serves 10,529 people · EPA ID TN0000415
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KUB Fiber	10,000 / 10,000

May also be available: T-Mobile.

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