512 Benton St, Monroe, NC 28110 Property Records

Union County property record for 512 Benton St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,524 sqft · built 1910
Lot Size	0.72 acres (31,363 sqft)
Owner	Company Name on File
Last Sale	$135,000 (Jun 2020)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-174`

Property Details

APN / Parcel Number

Primary APN	`09-226-174`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Deck Area	Deck Area
Patio Area	80 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	512 BENTON ST
City	MONROE
State	NC
Zip	28110-2416
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	0.72A 7687-120
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3027
Census Tract	20406

Owner

512 Benton St, a rural home, is owned by a company that bought it in June 2020.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	512 BENTON ST, MONROE, NC 28110-2416
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Warranty Deed, Transfer BUFFALO CREEK INVESTMENTS INC
Jul 13, 2017	Warranty Deed, Transfer · Conventional with PMI DAVID & DAWN HELMS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Jul 13, 2017 · Amount on File
Deed Document Number	202019169
Deed Book / Page	7687 / 120
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 1, 2020
Property Address	512 BENTON ST, MONROE, NC 28110-2416
Document Number	0007687120
Book / Page	7687 / 120
Instrument Date	Jun 1, 2020
Instrument	19169
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE INSRUANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 LANDSFORD RD, 920, MARSHVILLE, NC 28103-8025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 BENTON ST, MONROE, NC 28110-2416

Mortgage

Document Number	0000019170
Date	Jun 1, 2020
Instrument	19170

Lender

Name	BUFFALO CREEK INVESTMENTS INC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 13, 2017
Property Address	512 BENTON ST, MONROE, NC 28110-2416
Document Number	697298
Book / Page	006972 / 000098
Instrument Date	Jul 6, 2017
Instrument	19924
Transaction Type	Transfer
Record Updated	Nov 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6625 KENNEDY DR INDIAN TRAIL NC 280798841, INDIAN TRAIL, NC 28079-8841

Mortgage

Document Number	6972101
Date	Jul 13, 2017
Book Page	006972/000101
Instrument	19925

Lender

Name	DAVID & DAWN HELMS
Address	3506 E BRIEF RD, MONROE, NC 28110-1018
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Jul 12, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 512 Benton St was $1,392.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,300 (-) Land $37,000 Building $122,300	$159,300 (-) Land $37,000 Building $122,300
2025	$1,392.00	$159,300 Land $37,000 Building $122,300	$159,300 Land $37,000 Building $122,300
2023	$1,070.00	$98,200 Land $21,200 Building $77,000	$98,200 Land $21,200 Building $77,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Benton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Benton St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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