512 Ave D SE, Winter Haven, FL 33880 Property Records

Polk County property record for 512 Ave D SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,631 sqft · built 1940
Lot Size	0.243 acres (10,598 sqft)
Owner	Company Name on File
Last Sale	$249,000 (Apr 2023)
Tax Bill	$2,083 (2025)
Deeds & Mortgages	May 2023 Transfer Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-608500-002030`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-608500-002030`
Alternative APNs	`282826608500002030` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,631 sqft Living Area
Gross Area	1,921 sqft
1st Floor Area	1,631 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	10,598 sqft (0.243 acres)
Lot Dimensions	140 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	290 sqft
Porch	Finished/Open Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	512 AVENUE D SE
City	WINTER HAVEN
State	FL
Zip	33880-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	RE-PLAT OF MAYFAIR SUB PB 25 PG 26 LOT B 7W 5 FT OF E 245 FT OF N 140 FT
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	RE-PLAT OF MAYFAIR SUB
Legal Tract	608500
Legal Block	2
Legal Lot Number	B
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2014
Census Tract	13901

Owner

512 Ave D SE is owned by a company that acquired it in April 2023 and is owner-occupied.

Source: Polk County records, as of September 28, 2026

Owner of Record	Company Name on File
Mailing Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 19, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Aug 19, 2020	Warranty Deed, Transfer · Conventional with PMI CROSSCOUNTRY MTG
Mar 4, 2020	Court-Ordered Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2023 · Amount on File
Deed Sale	Apr 19, 2023 · Amount on File
Prior Sale	Aug 19, 2020 · Amount on File
Deed Document Number	202390642
Deed Book / Page	12658 / 2266
Last Transfer Date	Apr 27, 2023
Transfer Doc	0000116473
Record Updated	Oct 29, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	May 18, 2023
Property Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532
Document Number	0000116473
Book / Page	12696 / 707
Instrument Date	Apr 27, 2023
Instrument	2023116473
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 19, 2023
Property Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532
Document Number	0000090642
Book / Page	12658 / 2266
Map Reference	MB 13 PG 6
Instrument Date	Apr 12, 2023
Instrument	2023090642
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,743.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1764 CARNOSTIE RD, WINTER HAVEN, FL 33884-3463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532

Mortgage

Document Number	0000090643
Date	Apr 19, 2023
Book Page	12658/2268
Instrument	2023090643

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Aug 19, 2020
Property Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532
Document Number	0113420995
Book / Page	011342 / 000995
Instrument Date	Aug 14, 2020
Instrument	169909
Transaction Type	Transfer
Record Updated	Sep 9, 2020
Title Company	SMART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	512 AVENUE D SE WINTER HAVEN FL 338803532, WINTER HAVEN, FL 33880-3532

Mortgage

Document Number	113420997
Date	Aug 19, 2020
Book Page	011342/000997
Instrument	169910

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

March 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	POLK FL
Recording Date	Mar 4, 2020
Property Address	512 AVENUE D SE, WINTER HAVEN, FL 33880-3532
Document Number	0111621662
Book / Page	011162 / 001662
Instrument Date	Feb 19, 2020
Instrument	49822
Transaction Type	Foreclosure
Record Updated	Apr 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$340.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1148 TORTUGA CIR NE ST PETERSBURG FL 337022787, ST PETERSBURG, FL 33702-2787

Tax Assessment & Valuation

The 2025 property tax bill for 512 Ave D SE was $2,083 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$157,229 (+2.7%)	$189,557 (-1.49%) Land $32,936 Building $156,621
2025	$2,083.00 Homeowner's exemption	$153,095	$192,428 Land $32,936 Building $159,492
2023	$3,583.00 (+11.34%)	$218,915 (+17.73%) Land $28,027 Building $190,888	$218,915 (+17.73%) Land $28,027 Building $190,888
2022	$3,218.00	$185,949 Land $23,377 Building $162,572	$185,949 Land $23,377 Building $162,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 512 Ave D SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Ave D SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

Nearby Properties on Ave D SE

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